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In forceCredit institutions: Scheme A accounting reporting (national)Last checked 11 November 2026

Scheme A: monthly financial situation of credit institutions (SCHA)

A regulatory return listed by the National Bank of Belgium (NBB), Belgium.

Under the Banking Act of 25 April 2014 and NBB circulars, credit institutions send the NBB information on their financial situation every month. This set of information, 'Scheme A', is collected and checked by the NBB. Source

Official title: Schéma A (Scheme A), report SCHA

The facts

Who files
Credit institutions (Scheme A page). Source
How often
Monthly ('on a monthly basis'). Source
Deadline
Not stated on the Scheme A page or the MBS XML page checked. Source
Format
XML. OneGate domain MBS, report SCHA, XML following the Scheme A and MIR protocol (which since 14/12/2023 includes a method to distinguish 'quicks' and 'tails'). Exchange rates, sector classification and MFI lists are on the French and Dutch Scheme A pages. Source
How it is filed
Filing routes recorded for the NBB: OneGate; NBB Supervision. See how firms file with the NBB.
Status
In force
Legal basis
Group
Credit institutions: Scheme A accounting reporting (national)

Templates (0)

The library lists no templates for this return.

The validation rules document says Scheme A covers the asset and liability position, off-balance sheet items, the income statement and supplementary description tables, on a territorial and a social (solo) basis. Not listed here: the Scheme A tables (base tables 00.10 to 00.60, territorial tables such as 01.11, 01.21, 02.11 and 02.22, and supplementary tables such as 03.10, 03.51, 03.61 and 03.62) are defined in the Scheme A Book I circulars, which were not compiled into a full list; the validation rules document names the tables it checks. Source

Validation rules

The NBB publishes the checks it runs on this return. They could not be counted from the published material. They are written for people to read; software cannot run them as published. Source

How they are written: PDF list of numbered arithmetic checks (internal consistency and concordance) and plausibility checks.

Rules must be checked by the institution before sending. Internal consistency rules pass if the gap is under 5 units; plausibility checks look at the change between two reports. From 31/12/2020 the tolerance is 5 units intra-table and 10 inter-table for base tables 00.10 to 00.60, and 20 and 40 units for other tables (MBS XML page news).

The rules, on nbb.be

How they were counted

Not counted: the rules are written as numbered formulas in an 11-page document with long annexes (vertical controls in annex 1.3), not as a list.

Counts are in the NBB's own unit, so they are not comparable with other regulators' counts.

Public data

No published data from this return was found. No data from this return published by the NBB was found on the pages checked. Source

Official documents (6)

The NBB's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see NBB's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Source: National Bank of Belgium (https://www.nbb.be). Documents copied here are unchanged and are available free of charge on the NBB's website. The plain-English summaries are Line4's own; the NBB does not endorse this library.

Last checked 11 November 2026.