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NAIC regulatory returns (United States)

Insurance companies licensed in the United States file statutory financial statements with state insurance regulators, using the common forms and systems the NAIC coordinates under the country’s state-based system of insurance regulation.

What the returns cover

  • Valuation and solvency
  • Risk management
  • Market conduct
  • Winding-up and receivership
  • Corporate governance and enforcement
  • Holding company filings

The regulator’s reporting pages give the format for each return.

Where to find them

The full list of returns, with templates, instructions and filing details, is on the NAIC’s site: NAIC industry financial filing.

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