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In forceLiabilities (concentration limit)Last checked 13 November 2026

Financial company report of consolidated liabilities (FR XX-1)

A regulatory return listed by the Board of Governors of the Federal Reserve System (Federal Reserve Board), United States.

Collects consolidated total liabilities from a top-tier financial company that controls an insured depository institution and does not otherwise report consolidated financial information to the Federal Reserve or another federal banking agency, so the Board can calculate the aggregate liabilities of all financial companies for the Dodd-Frank Act's section 14 financial sector concentration limit. Source

Official title: Financial Company (as defined) Report of Consolidated Liabilities

The facts

Who files
Top-tier financial companies, U.S. or foreign, that control an insured depository institution but send no other consolidated financial report to the Federal Reserve or to another appropriate federal banking agency. Examples include savings and loan holding companies headed by an insurer that uses only Statutory Accounting Principles, and the holding companies of industrial loan companies, of limited-purpose credit card banks and of limited-purpose trust banks. Source
How often
Annually, as of December 31. Source
Deadline
Due by 5:00 p.m. EST on 31 March of the year after the report year. No extensions are granted. Source
Format
Other. All financial companies must submit their completed reports electronically; the instructions do not name a specific file format. Source
How it is filed
Filing routes recorded for the Federal Reserve Board: Reporting Central; Structure Central. See how firms file with the Federal Reserve Board.
Status
In force
Legal basis
Group
Liabilities (concentration limit)

Templates (1)

The tables and forms inside the return. Plain name first, the Federal Reserve Board's code in brackets.

  • Consolidated total liabilities (FR XX-1)

A single-page return collecting one consolidated liabilities figure; not divided into lettered schedules. Source

Validation rules

No published validation rules were found for this return. No Validity/Quality edit table was found in the FR XX-1 instructions. Source

Public data

Published firm by firm. Apart from some exceptions, the Board treats FR XX-1 firm-level data as public; they can be obtained from its Freedom of Information Office. Source

Official documents (2)

The Federal Reserve Board's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's own text, and the way Line4 has collected and arranged these records, are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The facts themselves belong to no one. The regulators' document titles, template names, quoted terms and documents belong to them and are not covered by this licence: see Federal Reserve Board's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text. Not affiliated with or endorsed by any regulator.

Source: Board of Governors of the Federal Reserve System, https://www.federalreserve.gov. Documents are linked on the regulator's own site, not hosted here. The plain-English summaries are Line4's own; the Board does not endorse this library.

Last checked 13 November 2026.