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In forceCapital (insurance)Last checked 13 November 2026

Capital requirements for supervised insurance organisations (FR Q-1)

A regulatory return listed by the Board of Governors of the Federal Reserve System (Federal Reserve Board), United States.

Collects the ownership structure, legal-entity capital requirements, and the adjustments behind available and required capital in the Board's Building Block Approach (BBA), together with the section 171 risk-based capital calculation, from depository institution holding companies significantly engaged in insurance (Supervised Insurance Organisations, SIOs). Supervisors use it to check compliance with the BBA and section 171 and to judge each SIO's overall financial condition. Source

Official title: Capital Requirements for Board-Regulated Institutions Significantly Engaged in Insurance Activities

The facts

Who files
Top-tier Supervised Insurance Organisations (SIOs). Source
How often
Annually, as of the last calendar day of the year. Source
Deadline
A submission date of March 31 of the following year. Source
Format
XML, Excel. Filed electronically, as XML or as an Excel workbook. XML filings go through Reporting Central. Source
How it is filed
Filing routes recorded for the Federal Reserve Board: Reporting Central; Structure Central. See how firms file with the Federal Reserve Board.
Status
In force
Group
Capital (insurance)

Templates (14)

The tables and forms inside the return. Plain name first, the Federal Reserve Board's code in brackets.

  • Company inventory (I)
  • Building block parents (II)
  • Parent ownership (III)
  • Available capital (IV)
  • Capital requirement (V)
  • Overall results (VI)
  • Section 171 calculation (VII)
  • Framework information (VIII)
  • Intercompany transactions/balances (IX)
  • Internal reinsurance (X)
  • Approved variations (XI)
  • Capital instruments (XII)
  • Reinsurance pools (XIII)
  • Liquidity pools (XIV)

Where the list was read: Source

Validation rules

No published validation rules were found for this return. No Validity/Quality edit table was found on the FR Q-1's Reporting Forms page or in its current instructions PDF; the BBA capital framework the FR Q-1 implements only took effect in 2023. Source

Public data

Published firm by firm. All items on the FR Q-1 are confidential except the cover page and the 'Publicly Reported Items' section in Schedule VI, Overall Results. The Board's page names the National Information Center (NIC) public website, https://www.ffiec.gov/NPW, as where these are available. www.ffiec.gov answers automated requests with a 403, so that website and the data on it could not be opened or verified. Source

  • National Information Center (NIC) public website

    Firm by firm · Not checked (see gaps).

    The Board's pages for the FR Y-15 and FR Q-1 name the NIC public website as where firm-level data from those returns is made public, except where confidential treatment is granted. www.ffiec.gov answers automated requests with a 403, so that website and the data on it could not be opened or verified. The link between this website and the two returns is taken from the Board's pages. Source

Official documents (3)

The Federal Reserve Board's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's own text, and the way Line4 has collected and arranged these records, are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The facts themselves belong to no one. The regulators' document titles, template names, quoted terms and documents belong to them and are not covered by this licence: see Federal Reserve Board's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text. Not affiliated with or endorsed by any regulator.

Source: Board of Governors of the Federal Reserve System, https://www.federalreserve.gov. Documents are linked on the regulator's own site, not hosted here. The plain-English summaries are Line4's own; the Board does not endorse this library.

Last checked 13 November 2026.