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In forceCommunity development investmentsLast checked 13 November 2026

Notice of community development and public welfare investments by state member banks (FR H-6)

A regulatory return listed by the Board of Governors of the Federal Reserve System (Federal Reserve Board), United States.

Under Regulation H, a state member bank may make certain public welfare investments without the Board's prior approval, for example in affordable housing, small businesses, services or other qualifying activities in areas of low or moderate income. Conditions apply: the total may not exceed 5 percent of the bank's capital stock and surplus, the bank must be well capitalized and well managed, and the investment may expose the bank to no more than the amount invested. The FR H-6 notifies the Reserve Bank of such an investment, giving the amount and who it was invested in. Source

Official title: Notice of Community Development and Public Welfare Investments by State Member Banks Pursuant to Section 208.22 of Regulation H

The facts

Who files
State member banks that make a permissible community development or public welfare investment under section 208.22 of Regulation H (mandatory notice). Source
How often
Event-generated: a notice is required within 30 days of the investment. Source
Deadline
Within 30 days of the investment. Source
Format
PDF. Paper form sent to the Federal Reserve Bank in the bank's District; no electronic channel stated. Source
How it is filed
Filing routes recorded for the Federal Reserve Board: Reporting Central; Structure Central. See how firms file with the Federal Reserve Board.
Status
In force
Legal basis
Group
Community development investments

Templates (0)

The library lists no templates for this return.

A single notice form with an optional checklist attachment. Source

Validation rules

No published validation rules were found for this return. No published edit checks found. Source

Public data

No published data from this return was found. The Board's page states 'None' for public release. Source

Official documents (2)

The Federal Reserve Board's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's own text, and the way Line4 has collected and arranged these records, are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The facts themselves belong to no one. The regulators' document titles, template names, quoted terms and documents belong to them and are not covered by this licence: see Federal Reserve Board's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text. Not affiliated with or endorsed by any regulator.

Source: Board of Governors of the Federal Reserve System, https://www.federalreserve.gov. Documents are linked on the regulator's own site, not hosted here. The plain-English summaries are Line4's own; the Board does not endorse this library.

Last checked 13 November 2026.