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In forcePayments (daylight overdrafts)Last checked 13 November 2026

Annual daylight overdraft capital report for U.S. branches and agencies of foreign banks (FR 2225)

A regulatory return listed by the Board of Governors of the Federal Reserve System (Federal Reserve Board), United States.

Identifies the foreign bank respondent, its fiscal year-end, and its capital and assets for daylight overdraft monitoring: the foreign bank parent's capital, capital used by a subsidiary with its own net debit cap, the worldwide capital base calculation, worldwide assets, and the exchange rate used. The Federal Reserve uses the worldwide capital figure, with a net debit cap multiple, to calculate the bank's daylight overdraft limit under the Board's Payment System Risk (PSR) policy. Source

Official title: Annual Daylight Overdraft Capital Report for U.S. Branches and Agencies of Foreign Banks

The facts

Who files
A foreign banking organisation with U.S. branches or agencies, if it is eligible for and wants a net debit cap above zero for them under the PSR policy. Source
How often
Once a year, within three months after the foreign bank's fiscal year ends. Source
Deadline
Within three months after the foreign bank's fiscal year ends. Source
Format
PDF. Paper form returned to the Federal Reserve Bank named in the instructions; no electronic channel stated. Source
How it is filed
Filing routes recorded for the Federal Reserve Board: Reporting Central; Structure Central. See how firms file with the Federal Reserve Board.
Status
In force
Legal basis
Group
Payments (daylight overdrafts)

Templates (4)

The tables and forms inside the return. Plain name first, the Federal Reserve Board's code in brackets.

  • Amount and reporting option (worldwide capital of the reporting bank: equity only or total qualifying capital) (1)
  • Adjustments to avoid double counting (2)
  • Daylight overdraft capital base for the U.S. branch and agency family (3)
  • Worldwide total assets of the reporting bank (4)

Four numbered items on the one-page current form. Source

Validation rules

No published validation rules were found for this return. No published edit checks found. Source

Public data

No published data from this return was found. The Board's page describes the FR 2225 as a public report, though respondents may ask for parts of it to be treated as confidential. No published dataset of the filings was found. Source

Official documents (3)

The Federal Reserve Board's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's own text, and the way Line4 has collected and arranged these records, are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The facts themselves belong to no one. The regulators' document titles, template names, quoted terms and documents belong to them and are not covered by this licence: see Federal Reserve Board's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text. Not affiliated with or endorsed by any regulator.

Source: Board of Governors of the Federal Reserve System, https://www.federalreserve.gov. Documents are linked on the regulator's own site, not hosted here. The plain-English summaries are Line4's own; the Board does not endorse this library.

Last checked 13 November 2026.