The facts

Who files: Banks and other financial institutions subject to the Bank Secrecy Act's currency transaction reporting rules. Source
How often: Filed per qualifying cash transaction or set of related transactions in one business day. Source
Deadline: All FinCEN CTRs must be filed within 15 calendar days of the reported transaction, as of 1 April 2013. Source
Format: Web form, XML. Filed as a single (discrete) report or in XML batch files, through the BSA E-Filing System. Source
How it is filed: Filing routes recorded for the FinCEN: BSA E-Filing System; CBP Electronic CMIR; BOI E-Filing System. See how firms file with the FinCEN.
Status: In force
Legal basis: 31 CFR 1010.311 and 1010.306(a) (currency transaction reports and the 15-day filing deadline)
Group: Suspicious activity and currency reporting

Templates (0)

The library lists no templates for this return.

A single form with critical and non-critical items. Source

Validation rules

The FinCEN publishes the checks it runs on this return. They could not be counted from the published material. They are written for people to read; software cannot run them as published. Source

The same critical/non-critical Item marking as the SAR; critical Items must be completed or marked Unknown.

The rules, on fincen.gov

Counts are in the FinCEN's own unit, so they are not comparable with other regulators' counts.

Public data

No published data from this return was found. CTR data is confidential and was not found published, even in aggregate, on the pages read. Source

Official documents (3)

The FinCEN's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

Frequently Asked Questions Regarding the FinCEN Currency Transaction Report (CTR)
Guidance · HTML · 79.8 KB · 3 October 2019
States the $10,000 aggregation threshold and that all FinCEN CTRs must be filed within 15 calendar days of the reported transaction, as of 1 April 2013.
Bank Secrecy Act Filing Information
List of returns · HTML · 38.8 KB
Names the current BSA report numbers relied on here: FinCEN SAR (Form 111), FinCEN CTR (Form 112), FinCEN DOEP (Form 110), FinCEN RMSB (Form 107), FBAR (Form 114/114a), FinCEN 8300, and CMIR (Form 105, filed through CBP's Electronic CMIR).
31 CFR Part 1010, General Provisions (2025 annual edition)
Legal text · PDF · 689.1 KB · 1 January 2025
Section 1010.306 sets the filing deadlines relied on here: 15 days after the transaction for CTR and Form 8300 reports (1010.311/1010.330), at the time of entry/departure (or within 15 days of receipt for an unaccompanied shipment) for CMIR (1010.340), and on or before 30 June each year for FBAR (1010.350). Section 1010.330 sets the Form 8300 threshold and section 1010.340 the CMIR threshold.
SHA-256 3ab2ead5363fshow in fullhide
3ab2ead5363f99f3d7cc9f46cd076e7bc2ecd639008342e7b06cc0d629d4c853

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's own text, and the way Line4 has collected and arranged these records, are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The facts themselves belong to no one. The regulators' document titles, template names, quoted terms and documents belong to them and are not covered by this licence: see FinCEN's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text. Not affiliated with or endorsed by any regulator.

Last checked 13 November 2026.

Currency Transaction Report (FinCEN CTR, Form 112)