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In forcePayment and e-money firms: financial statements and conduct (national)Last checked 13 November 2026

Half-yearly return for payment and e-money firms (KRT-1097)

A regulatory return listed by the Finanstilsynet (Financial Supervisory Authority of Norway), Norway.

A half-yearly return setting out the scale and nature of a payment institution's, e-money institution's or account information service provider's business, under the Regulation on Financial Undertakings and Financial Groups section 2-6. Source

The facts

Who files
Payment institutions (limited or full licence), e-money institutions, account information service providers (opplysningsfullmektiger), payment agents and combined payment/account information agents. Source
How often
Half-yearly. Source
Deadline
1 October, for the first half of the year (1 January-30 June). 1 April, for the second half of the previous year (1 January-31 December), with the prior year's audited annual accounts and audit report attached as a PDF. Source
Format
Excel. An Excel template matching the firm's licence type is attached to an Altinn form (KRT-1097). Source
How it is filed
Filing routes recorded for the Finanstilsynet: e-Reg (e-Regulatory); Altinn; Transaction Reporting System (TRS). See how firms file with the Finanstilsynet.
Status
In force
Group
Payment and e-money firms: financial statements and conduct (national)

Templates (6)

The tables and forms inside the return. Plain name first, the Finanstilsynet's code in brackets.

  • Payment agent (KRT-1097 (betalingsfullmektig))
  • Payment institution, limited licence (KRT-1097 (betalingsforetak, begrenset))
  • Payment institution, full licence (KRT-1097 (betalingsforetak, full))
  • Combined payment and account information agent (KRT-1097 (betalings- og opplysningsfullmektig))
  • E-money institution (KRT-1097 (e-pengeforetak))
  • Account information service provider (KRT-1097 (opplysningsfullmektig))

Where the list was read: Source

Validation rules

No published validation rules were found for this return. Not stated on the page read. Source

Public data

No published data from this return was found. No data from this return published by Finanstilsynet was found on the pages checked. Source

Official documents (3)

The Finanstilsynet's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see Finanstilsynet's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Last checked 13 November 2026.