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In forceCredit institutions: capital adequacy (EU, EBA)Last checked 13 November 2026

Supervisory benchmarking: credit risk (SBPCR)

A regulatory return listed by the Finanstilsynet (Financial Supervisory Authority of Norway), Norway.

A benchmarking exercise for firms that use approved internal models to calculate risk-weighted exposure for anything other than operational risk (CRD IV article 78(1)). Norwegian reporters only cover credit risk portfolios, since the market risk part of the exercise is not relevant to them. Source

The facts

Who files
Firms that use an approved internal (IRB) model to calculate risk-weighted assets. Source
How often
Annual. Source
Deadline
Not stated as a specific calendar date on the page read. Source
Format
xBRL-CSV, XBRL-XML. Filed via e-Reg as an XBRL-CSV zip file from reference date 31 December 2026, using the EBA's taxonomy. Before that, filed through Altinn forms KRT-1088 and KRT-1089. Source
How it is filed
Filing routes recorded for the Finanstilsynet: e-Reg (e-Regulatory); Altinn; Transaction Reporting System (TRS). See how firms file with the Finanstilsynet.
Status
In force
Legal basis
Group
Credit institutions: capital adequacy (EU, EBA)

Templates (0)

The library lists no templates for this return.

EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/sbp-cr (docs/eba/sbp-cr.md). Norwegian firms use the EBA's templates and taxonomy. Source

Validation rules

The Finanstilsynet publishes the checks it runs on this return. They could not be counted from the published material. Software can run them exactly as published. Source

How they are written: EBA validation rules and filing rules, as applied by e-Reg.

How they were counted

Not counted here: the EBA's validation rules apply (see eba/sbp-cr).

Counts are in the Finanstilsynet's own unit, so they are not comparable with other regulators' counts.

Public data

No published data from this return was found. No data from this return published by Finanstilsynet was found on the pages checked. Source

Official documents (2)

The Finanstilsynet's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

  • Bankar (rapportering)

    List of returns · HTML

  • CRR Teknisk losning

    Guidance · HTML

    Finanstilsynet's own XBRL filing manuals for CRD/CRR reporting, EUCLID (Finanstilsynet forwards all CRD/CRR data to the EBA), and the move to XBRL-CSV and e-Reg from reference date 2026-03-31.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see Finanstilsynet's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Last checked 13 November 2026.