The facts
- Who files
- Sickness funds (those operating under the Sickness Insurance Act, and supplementary/complementary sickness funds). Source
- How often
- Annually, as at 31 December. Source
- Deadline
- Within one month of the fund meeting that adopts the financial statements. Source
- Format
- CSV. Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement. Source
- How it is filed
- Filing routes recorded for the FIN-FSA: Reporter Portal (Raportoijan portaali) and Validation Service; MiFIR transaction reporting (SFTP); Secure email. See how firms file with the FIN-FSA.
- Status
- In force
- Group
- Sickness funds: national reporting (national)
Templates (5)
The tables and forms inside the return. Plain name first, the FIN-FSA's code in brackets.
- Income statement, sickness funds (KA01)
- Balance sheet, sickness funds (KA02)
- Statistical data on sickness funds (KA03)
- Valuation difference calculation, sickness funds (KA04)
- Income statement breakdown, sickness funds (KA05)
Filed by sickness funds (funds under the Sickness Insurance Act, and supplementary/complementary sickness funds). No separate KA-ohje completion instructions were found on the 1/2011 page; the workbook's own 'Raportoitujen tietojen tarkkuus' (reporting precision) notes and the embedded FIN-FSA validation-rule formulas are the only guidance published. Source
Validation rules
62 rules, as counted from the FIN-FSA's published material. Software can run them exactly as published. Source
How they are written: A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval..
The same workbook is the table template for the return.
The rules, on finanssivalvonta.fi
How they were counted
62 rows on the sheet 'FIN-FSA Validation rules' in the table workbook ka_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.
Counts are in the FIN-FSA's own unit, so they are not comparable with other regulators' counts.
Public data
No published data from this return was found. No data from this return published by FIN-FSA was found on the pages checked. Source
Official documents (5)
The FIN-FSA's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.
- Fivan määräykset ja ohjeet 1/2011: Vakuutustoiminta (machine-readable supervisory data, insurance market)
Legal text · HTML
- Vakuutussektorin tiedonkeruukartta (Insurance-sector data collection map)
List of returns · PDF · 183.9 KB · 17 December 2025
Dated 17.12.2025 on the document itself. A table of every national insurance-sector report and module, with the entity types that file it, frequency, transition date to the Reporter Portal and file format.
SHA-256
dd2f472d04b8show in fulldd2f472d04b82bdd6c0c64c79f4f6bc7223f105a50a4e5ae2723a05980281e8a - Description of machine-language data transmission of Virati and Vakra reporting
Filing rules · PDF · 378.0 KB · 25 February 2026
Virati and Vakra are FIN-FSA's internal names for its national (non-EU) data collection arrangements for banking and insurance-sector modules respectively.
SHA-256
ea786e64d0f0show in fullea786e64d0f01604f26b1be689f44ec805a23dec6080b4a452323ceedd7e7ade - KA-taulukko (KA table workbook)
Template · XLSX · 96.1 KB · 23 April 2024
SHA-256
08586127b219show in full08586127b2195e566029e25ae566fa41e011873352ba1f5eafdaef95fff3fbd3 - Määräykset ja ohjeet 1/2011 (regulation text, current version)
Legal text · PDF · 229.8 KB · 13 June 2025
SHA-256
d41c105ee17eshow in fulld41c105ee17e670ff3fda68abdbd7791a3a2f3a3883649c8dcef9abc3cd36bee
Sources
Every page and document this return's facts were read from.
- finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/
- finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf
- finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/ka_lomakemalli_fi.xlsx
Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.
Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see FIN-FSA's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.
Source: Finanssivalvonta (Financial Supervisory Authority, FIN-FSA), https://www.finanssivalvonta.fi
Last checked 13 November 2026.
