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In forceFinancial conglomerates (EU, ESAs)Last checked 13 November 2026

Financial conglomerates: intra-group transactions and risk concentration (FICOD)

A regulatory return listed by the Finanssivalvonta (Financial Supervisory Authority, Finland) (FIN-FSA), Finland.

The EU-harmonised reporting of intra-group transactions and risk concentrations within financial conglomerates, under the Financial Conglomerates Directive and the joint ESAs' implementing technical standards. FIN-FSA collects it both from bank-led conglomerates (credit-institutions reporting table) and insurance-led conglomerates (insurance reporting table, codes QFI, SFI and AFI). Source

The facts

Who files
Finnish financial conglomerates (bank-led and insurance-led). Source
How often
Intra-group transactions: semi-annually, as at 31 December and 30 June. For insurance-led conglomerates FIN-FSA's table also shows a quarterly variant (QFI) and an annual variant (AFI) alongside the semi-annual one (SFI). Source
Deadline
31 March and 29 September for the semi-annual bank-led filing. Source
Format
XBRL-XML, xBRL-CSV. An XBRL reporting package filed through the Reporter Portal. Source
How it is filed
Filing routes recorded for the FIN-FSA: Reporter Portal (Raportoijan portaali) and Validation Service; MiFIR transaction reporting (SFTP); Secure email. See how firms file with the FIN-FSA.
Status
In force
Legal basis
Group
Financial conglomerates (EU, ESAs)

Templates (0)

The library lists no templates for this return.

EU return: the templates and instructions are defined by the joint ESAs' implementing technical standards. See the library's EBA entry eba/fc (docs/eba/fc.md). Source

Validation rules

The FIN-FSA publishes the checks it runs on this return. They could not be counted from the published material. Software can run them exactly as published. Source

How they are written: EBA/ESA validation rules, as applied by the Reporter Portal.

How they were counted

Not counted here: the ESAs' validation rules apply (see eba/fc).

Counts are in the FIN-FSA's own unit, so they are not comparable with other regulators' counts.

Public data

No published data from this return was found. No data from this return published by FIN-FSA was found on the pages checked. Source

Official documents (2)

The FIN-FSA's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

  • Reporting map (financial sector)

    List of returns · PDF · 253.9 KB · 2 October 2026

    SHA-256 7ebe87159b3bshow in full7ebe87159b3b5086e6b3f11fc7da71de9ffc68a05673c7404a960bd0214b50c8
  • Vakuutussektorin tiedonkeruukartta (Insurance-sector data collection map)

    List of returns · PDF · 183.9 KB · 17 December 2025

    Dated 17.12.2025 on the document itself. A table of every national insurance-sector report and module, with the entity types that file it, frequency, transition date to the Reporter Portal and file format.

    SHA-256 dd2f472d04b8show in fulldd2f472d04b82bdd6c0c64c79f4f6bc7223f105a50a4e5ae2723a05980281e8a

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see FIN-FSA's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Source: Finanssivalvonta (Financial Supervisory Authority, FIN-FSA), https://www.finanssivalvonta.fi

Last checked 13 November 2026.