Annual Solvency II return with ECB statistics add-on, individual insurer (SOLVENCY2AES)

The facts

Who files

Life insurers and non-life insurers (solo). Source

How often

Annually, on the situation as at 31 December. Source

Deadline

Not published as a fixed calendar date on the pages read; see FIN-FSA's Solvency II reporting schedule. Source

Format

XBRL-XML, xBRL-CSV. An XBRL reporting instance, filed through the Reporter Portal. Source

How it is filed

Filing routes recorded for the FIN-FSA: Reporter Portal (Raportoijan portaali) and Validation Service; MiFIR transaction reporting (SFTP); Secure email. See how firms file with the FIN-FSA.

Status

In force

Legal basis

• Commission Implementing Regulation (EU) 2023/894

Group

Insurers: Solvency II quantitative reporting (EU, EIOPA)

Templates (0)

The library lists no templates for this return.

EU return: the templates are defined by EIOPA. See the library's EIOPA entries eiopa/ars and eiopa/aes. Source

Validation rules

The FIN-FSA publishes the checks it runs on this return. They could not be counted from the published material. Software can run them exactly as published. Source

How they are written: EIOPA's Filing Rules and List of Validations, as applied by the Reporter Portal.

Counts are in the FIN-FSA's own unit, so they are not comparable with other regulators' counts.

Public data

Published only added up across firms. Same aggregate Solvency II statistics (Templates A-D, 2022-2025) as eu-qes; built from firms' QES/AES/QRG/ARG filings, Finland-wide totals only, no individual insurer named. Source

Where it is published (Excel)

• Statistical data under Solvency II (Templates A-D)

  Added up across firms · Excel

  Confirmed aggregate: the file itself is headed 'ANNEX I - TEMPLATES FOR THE DISCLOSURE OF AGGREGATE STATISTICAL DATA'. Template A gives Finland-wide totals (assets, liabilities, own funds, SCR) for 2022-2025 and Template B gives Finland-wide counts and totals for insurance groups; no individual firm is named. Templates C and D add the same kind of aggregate data from the supervisory authority's own calculations. Source

• Solvency of the financial sector

  Added up across firms · Interactive online dashboard

  Three interactive dashboards that run in the browser (banking and conglomerates; life/non-life insurance; employee pension sector); the page carries almost no text beyond the three headings and 'Fullscreen mode' controls, so the aggregate/firm-level split could not be read from the page itself with this library's access rules (no browser, no JavaScript). Kept as 'aggregate' on the basis of the page's own 'solvency of the financial sector' framing (sector-wide, not firm by firm); not independently confirmed from the dashboards' own data. Source

Official documents (3)

The FIN-FSA's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

• Vakuutussektorin tiedonkeruukartta (Insurance-sector data collection map)

  List of returns · PDF · 183.9 KB · 17 December 2025

  Dated 17.12.2025 on the document itself. A table of every national insurance-sector report and module, with the entity types that file it, frequency, transition date to the Reporter Portal and file format.

  SHA-256 dd2f472d04b8show in fullhide

  dd2f472d04b82bdd6c0c64c79f4f6bc7223f105a50a4e5ae2723a05980281e8a
• Reporting map (insurance sector)

  List of returns · PDF · 183.4 KB · 17 December 2025

  SHA-256 a74e448b908ashow in fullhide

  a74e448b908a59a7d79aaac2cff28f8f66d72979577c6c168aba9dea57e14ae3
• Solvency II reporting schedule, solo

  Guidance · PDF · 115.8 KB · 17 February 2023

  SHA-256 f6e6ca1e4e8dshow in fullhide

  f6e6ca1e4e8d9c522cebe1f97a522d06e13ea7106929edc8899e23b609189e28

Sources

Every page and document this return's facts were read from.

• finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/
• finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/
• finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.