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In forceHousing goals and missionLast checked 13 November 2026

Duty to Serve reports

A regulatory return listed by the Federal Housing Finance Agency (FHFA), United States.

Reports each Enterprise's progress against the activities and objectives in its Underserved Markets Plan for manufactured housing, rural housing and affordable housing preservation. Source

Official title: Enterprise reports on Duty to Serve Underserved Markets Plans (12 CFR 1282.66)

The facts

Who files
Each Enterprise (Fannie Mae and Freddie Mac). Source
How often
First and third quarter reports, a second quarter report, and an annual report covering the full calendar year. Source
Deadline
The first and third quarter reports are due within 60 days of the end of the respective quarter; the second quarter report is due within 60 days of the end of the second quarter; the annual report is due no later than 75 days after the end of the calendar year (12 CFR 1282.66). Source
Format
Other. No specific electronic filing format is stated on the pages read. Source
How it is filed
The format above is what the library records; what could not be verified is on the FHFA's page.
Status
In forceFHFA issued Non-Objections to the Enterprises' 2025-2027 Underserved Markets Plans, covering the manufactured housing, rural housing and affordable housing preservation markets, on 25 November 2024, and to their modified Plans on 23 October 2026. Source
Legal basis
Group
Housing goals and mission

Templates (0)

The library lists no templates for this return.

Each report must include narrative and summary statistical information for the Plan's objectives, with transaction-level detail; not divided into separate named schedules on the pages read. Source

Validation rules

No published validation rules were found for this return. No standalone, published catalogue of edit checks was found on the pages read. Source

Public data

Published only added up across firms. FHFA makes certain information from the first, second and third quarter reports public after the calendar year ends, and certain information from the annual reports public after it receives them, with confidential and proprietary data left out. Source

Where it is published

Official documents (2)

The FHFA's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

  • Duty to Serve Program

    Guidance · HTML · 95.5 KB

    States that FHFA issued Non-Objections to the Enterprises' 2025-2027 Underserved Markets Plans on 25 November 2024, and to modified Plans on 23 October 2026.

  • 12 CFR Part 1282, Enterprise Housing Goals and Mission (2025 annual edition)

    Legal text · PDF · 282.4 KB · 1 January 2025

    Subpart D (§§ 1282.61 to .66) sets the Mortgage Report, Annual Housing Activities Report and Duty to Serve reporting requirements relied on here.

    SHA-256 fdeacb597774show in fullfdeacb5977741eaa7e63f93b0e57d0ee72072706805648684d215fe6159dc969

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's own text, and the way Line4 has collected and arranged these records, are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The facts themselves belong to no one. The regulators' document titles, template names, quoted terms and documents belong to them and are not covered by this licence: see FHFA's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text. Not affiliated with or endorsed by any regulator.

Last checked 13 November 2026.