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In forceInsurers: Solvency II narrative reporting (EU, EIOPA)Last checked 11 November 2026

Solvency and financial condition report (SFCR)

A regulatory return listed by the De Nederlandsche Bank (DNB), Netherlands.

The annual public report on the insurer's solvency and financial condition (activities and results, governance, risk profile, valuation, capital management) with quantitative reporting forms; insurers publish it and must also submit a copy to DNB. Source

Official title: SFCR (solo en groep)

The facts

Who files
Insurers established in the Netherlands under Solvency II (DNB has the statutory task of prudential supervision of insurers established in the Netherlands, which must therefore submit periodic reports; the requirements follow from Solvency II Pillar 3). Source
How often
Annual. Source
Deadline
Solo SFCR 14 weeks after the reference date (8 April 2026 for 31 December 2025); group SFCR 20 weeks after (20 May 2026). Source
Format
Other. A copy of the SFCR is submitted to DNB; the file format is not stated on the pages checked. Source
How it is filed
Filing routes recorded for the DNB: Reporting Service (Dienst Rapportages; Digitaal Loket Rapportages, DLR) in My DNB; Dataloop. See how firms file with the DNB.
Status
In force
Legal basis
Group
Insurers: Solvency II narrative reporting (EU, EIOPA)

Templates (0)

The library lists no templates for this return.

EU return defined by the Solvency II Delegated Regulation and EIOPA's ITS; the quantitative public disclosure templates are in the library's EIOPA entries eiopa/aps (individual) and eiopa/apg (group). The narrative report has no DNB template. Source

Validation rules

The DNB publishes the checks it runs on this return. They could not be counted from the published material. They are written for people to read; software cannot run them as published. Source

No DNB checks specific to this report were found on the pages checked.

How they were counted

Not counted here: EIOPA's validation rules apply (see eiopa/aps).

Counts are in the DNB's own unit, so they are not comparable with other regulators' counts.

Public data

Each firm publishes its own, on its website; the regulator does not collect it into one dataset. Insurers publish their SFCR (with quantitative reporting forms) themselves each year; DNB's Pillar 3 page says the first SFCRs were published in 2017. No DNB repository of SFCRs was found. Source

Official documents (11)

The DNB's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

  • Verzekeraars (toezichtrapportages)

    List of returns · HTML

    Dutch insurers page: submission dates for Solvency II and national templates, Regeling staten annex 1, national template specifications and additional checks.

  • Insurers (supervisory reports)

    Guidance · HTML

    English insurers page; it lists older documents (national templates taxonomy 2.0.0) than the Dutch page.

  • Statutory reporting insurers

    Guidance · HTML

  • Solvency II: Pillar 3

    Guidance · HTML

  • Inzenddata Solvency II en Nationale Staten 2026

    List of returns · XLSX · 15.3 KB · 12 November 2025

    Sheet 'Uiterste inzendtermijn': deadlines per reference date for the solo and group quarterly and annual Solvency II reports, the national templates, group financial stability reports, SFCR, RSR, ORSA and the annual report.

    SHA-256 20dc20bbdfe7show in full20dc20bbdfe788b6c3c9e0c4624c8298d568e8c70f8381a8e3454750036ca218
  • Aanvullende controleregels (23-12-2025)

    Validation rules · XLSX · 256.3 KB · 23 December 2025

    DNB's additional checks on Solvency II and national template reports: 2,069 check rows in 8 sheets, all marked active (by entry point: S2ARS 1,207, S2ARG 677, S2QRS 78, S2JVNS 42, S2QRG 36, S2QFG 14, BMA entry points 109).

    SHA-256 db39e7ae20f6show in fulldb39e7ae20f6b6bf98419fc48f2e7f9953eb2259125f9ad50b2e4c5d078bba80
  • Dataloop

    Guidance · HTML

  • Beleidsregel Handhavingsbeleid tijdige indiening rapportages

    Guidance · PDF · 249.1 KB · 5 August 2025

    SHA-256 a7fb4ec16767show in fulla7fb4ec167671e4b1c2b569356427a5b95fde9531e0c1d4441ade63c303634a7
  • Reporting Service

    Guidance · HTML

    DNB page on its digital Reporting Service in My DNB, with links to information and documentation, supervisory reports and statistical reporting.

  • Information and documentation

    Guidance · HTML

    General documents for all reports: DNB filing rules, DNB data dictionary, custom functions, supplementary taxonomies, user manual and FAQ.

  • Reporting Service User Manual (version 9)

    Guidance · PDF · 1.8 MB · 25 September 2023

    Log-in (eHerkenning or My DNB account), overview of reporting obligations, submitting reports, validation reports, certification and Dataloop.

    SHA-256 fefcb6120b75show in fullfefcb6120b75b9fc1df2d960f095da64871b4b56c6a23eda13dc0c31bf206fb0

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see DNB's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Last checked 11 November 2026.