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In forceBasic insurers (national)Last checked 11 November 2026

Annual statements, Basic insurers (4B Jaarrapportage)

A regulatory return listed by the De Nederlandsche Bank (DNB), Netherlands.

The certified annual reporting of Basic insurers on DNB's model statements, in a full version and specific versions for life and funeral-in-kind insurers and for non-life insurers; besides the annual accounts a number of annual statements must be certified. Source

Official title: Jaarrapportage Solvency II Basic (gecertificeerd/gewaarmerkt)

The facts

Who files
Insurers with limited risk size (Basic insurers, verzekeraars met beperkte risico-omvang). Source
How often
Annual. Source
Deadline
At the latest 20 May 2026 (certification at the latest 3 June 2026) for book year 2025. Source
Format
Excel. Excel model statements (version 2026) through the Reporting Service; DNB also publishes helper workbooks for the SCR calculations (concentration risk, discounting best estimate cash flows, risk margin, interest rate shocks, spread risk, counterparty and catastrophe risk). Source
How it is filed
Filing routes recorded for the DNB: Reporting Service (Dienst Rapportages; Digitaal Loket Rapportages, DLR) in My DNB; Dataloop. See how firms file with the DNB.
Status
In force
Group
Basic insurers (national)

Templates (37)

The tables and forms inside the return. Plain name first, the DNB's code in brackets.

  • General information (NAW)
  • Summary (Samenvatting)
  • Solvency capital requirement tree (SKV-boom)
  • Balance sheet (Balans-1)
  • Off-balance sheet items (Balans-2)
  • Assets and liabilities by currency (Balans-3)
  • Notes on investments (Beleggingen)
  • Investment returns (including derivatives) (Rendement)
  • Premiums, claims and costs (annual figures) (PSK)
  • Own funds (EV)
  • Changes in own funds (Mutatie EV)
  • Solvency capital requirement (SKV-1)
  • SCR: market risk (SKV-2)
  • SCR: counterparty default risk (SKV-3)
  • SCR: life underwriting risk (SKV-4)
  • SCR: health underwriting risk (SKV-5)
Show all 37 templates
  • SCR: non-life underwriting risk (SKV-6)
  • SCR: catastrophe risk in non-life and health (SKV-7)
  • SCR: operational risk (SKV-8)
  • Minimum capital requirement (MKV)
  • Technical provisions for life, funeral-in-kind and disability (TV-1)
  • Technical provisions, non-life (TV-2)
  • Projection of future gross cash flows, life (best estimate) (TV-3)
  • Projection of future gross cash flows, non-life (best estimate) (TV-4)
  • Claims payable, non-life (reporting group A) (TV-5A)
  • Claims payable, non-life (reporting group B) (TV-5B)
  • Claims payable, non-life (reporting group C) (TV-5C)
  • Loss spread profile, non-life (TV-6)
  • Risk profile of the non-life portfolio (TV-7)
  • Non-life underwriting risks: largest net risks (TV-8)
  • Largest net risks, life (including funeral-in-kind and disability) (TV-9)
  • Reinsurers' share (HVZ-1)
  • Reinsurance programme for the coming period (HVZ-2)
  • Profit and loss account (company) (W&V)
  • Funeral-in-kind insurance (Natura)
  • Windstorm (Windstorm)
  • Health (Zorg)

Sheets of the 4B.2 annual model statements for non-life 2026 (the 4B.3 life and funeral-in-kind workbook has the same sheet names), excluding Index and choice lists. Source

Validation rules

The DNB publishes the checks it runs on this return. They could not be counted from the published material. They are written for people to read; software cannot run them as published. Source

How they are written: Formulas in the Excel model statements.

The rules, on dnb.nl

How they were counted

Not counted: control rules are built into the Excel statements and show error messages in red until the data reconcile.

Counts are in the DNB's own unit, so they are not comparable with other regulators' counts.

Public data

Published firm by firm. DNB publishes table 7.18 'Data individual basic insurers' (yearly); the dashboard does not say which statements feed it. Source

Where it is published (Data table)

Official documents (9)

The DNB's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

  • Infopagina Basicrapportages

    List of returns · HTML

    Reports that insurers with limited risk size (Basic insurers) must submit in 2026, with deadlines and the 2026 model statements.

  • 4B.2.Jaarrapportage Schade 2026

    Template · XLSX · 4.9 MB · 21 January 2026

    SHA-256 7a22f83ca483show in full7a22f83ca48384b4252f5bbd045a2f27d9df04b97e4e0c5edf79d47c4c2596b2
  • 4B.3Jaarrapportage Leven & Natura 2026

    Template · XLSX · 4.9 MB · 21 January 2026

    SHA-256 d3bac1101629show in fulld3bac1101629320824881b53beb4828a43f22448c573da19cd5f55f1619a21f1
  • Toelichting bij het invullen van de Solvency II Basic verzekeringsstaten

    Instructions · DOCX · 171.9 KB · 21 January 2026

    SHA-256 b9ee4d078fb0show in fullb9ee4d078fb0a9516f398b270cba7881240e9a1ca21efc12596803fc7bd2f2ca
  • Nationale Staat Kapitaalgeneratie Levensverzekeraars Log File

    Instructions · PDF · 380.0 KB · 5 August 2025

    SHA-256 b9e4ba92e4d3show in fullb9e4ba92e4d3ca1bd944723c45fb8d1e7be568057f0ed6aa428e084b436a686c
  • Logfile Nationale Staat BMA versie 2024

    Instructions · PDF · 247.4 KB · 5 August 2025

    SHA-256 44cd8aa364d7show in full44cd8aa364d7e2334e28772c34759f4fd26051d8a0c942d923f9948163ff4855
  • Reporting Service

    Guidance · HTML

    DNB page on its digital Reporting Service in My DNB, with links to information and documentation, supervisory reports and statistical reporting.

  • Information and documentation

    Guidance · HTML

    General documents for all reports: DNB filing rules, DNB data dictionary, custom functions, supplementary taxonomies, user manual and FAQ.

  • Reporting Service User Manual (version 9)

    Guidance · PDF · 1.8 MB · 25 September 2023

    Log-in (eHerkenning or My DNB account), overview of reporting obligations, submitting reports, validation reports, certification and Dataloop.

    SHA-256 fefcb6120b75show in fullfefcb6120b75b9fc1df2d960f095da64871b4b56c6a23eda13dc0c31bf206fb0

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see DNB's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Last checked 11 November 2026.