The facts
- Who files
- Every institution licensed under the Microfinance Act as a deposit-taking microfinance institution. Source
- How often
- Quarterly (unaudited) and annual (audited). Source
- Deadline
- Audited annual statements: within three months of the end of the financial year, submitted for CBK clearance at least three weeks before publication. Unaudited quarterly statements: on or before the 20th day from the date of their preparation, Part B of the Ninth Schedule. Source
- Format
- Other. Published in a nationwide newspaper and exhibited at places of business, in a format CBK prescribes; the underlying submission format is not stated on the pages read. Source
- How it is filed
- Filing routes recorded for the CBK: Bankreturns Portal; Non-Bankreturns Portal. See how firms file with the CBK.
- Status
- In force
- Legal basis
- Group
- Financial statements (microfinance banks)
Templates (2)
The tables and forms inside the return. Plain name first, the CBK's code in brackets.
- Annual audited financial statements and other disclosures (Part A)
- Quarterly unaudited financial statements and other disclosures (Part B)
Where the list was read: Source
Validation rules
No published validation rules were found for this return. No validation rules for this return were found on the Central Bank of Kenya's public pages. Source
Public data
Each firm publishes its own, on its website; the regulator does not collect it into one dataset. Each deposit-taking microfinance institution publishes its own audited annual and unaudited quarterly financial statements in a nationwide newspaper, as required by regulation 44. Source
Official documents (2)
The CBK's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.
- The Microfinance (Deposit-Taking Microfinance Institutions) Regulations, 2008
Template · PDF · 567.2 KB · 2008
Made under section 48(1) of the Microfinance Act. Schedules Five to Eleven annex the deposit-taking microfinance bank return forms: capital to risk weighted assets (CBK/MFPR/06, Fifth Schedule), liquidity statement (Sixth Schedule), board self-assessment (Seventh Schedule), large exposures and insider lending (Eighth Schedule), financial statements and disclosures (Ninth Schedule), risk classification and provisioning (Tenth Schedule) and the activity and portfolio report (Eleventh Schedule).
SHA-256
fcde39f7542fshow in fullfcde39f7542fa4d1acfba8dcf64d5e3ca8bf44303a3b01d10f705725a8a5c393 - Bank Supervision Annual Report 2025
Other · PDF · 2.0 MB · 2025
Chapter 1 gives the structure of the banking sector (commercial banks, microfinance banks, forex bureaus, money remittance providers); later chapters give sector-aggregate capital, asset quality, liquidity and profitability figures compiled from institutions' returns. The report does not name which return feeds each table.
SHA-256
65e4b9c2fcd5show in full65e4b9c2fcd5a62679b91ba85d2f76e37508de598c7f4acb509b0215d70b6b88
Sources
Every page and document this return's facts were read from.
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Last checked 13 November 2026.