The facts
- Who files
- Every licensed credit reference bureau. Source
- How often
- Annual. Source
- Deadline
- Not later than 31 March of each year. Source
- Format
- Other. Format not stated on the pages read. Source
- How it is filed
- Filing routes recorded for the CBK: Bankreturns Portal; Non-Bankreturns Portal. See how firms file with the CBK.
- Status
- In force
- Legal basis
- Group
- Credit reference bureaus
Templates (0)
The library lists no templates for this return.
No published template was found. Source
Validation rules
No published validation rules were found for this return. No validation rules for this return were found on the Central Bank of Kenya's public pages. Source
Public data
No published data from this return was found. The Bank Supervision page links a directory of licensed credit reference bureaus and approved third-party credit information providers, but no financial data from this return is published. Source
Official documents (2)
The CBK's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.
- Banking (Credit Reference Bureau) Regulations, 2020
Legal text · PDF · 497.4 KB · 31 December 2023
Regulation 60 requires bureaus to furnish periodic reports of their business operations, in a form and period the Bank specifies but does not publish. Regulation 61 requires audited annual financial statements by 31 March.
SHA-256
05dd7f260798show in full05dd7f2607985c7260863d35ab6361ac10239808a2207cb04c13238238733bfa - Banking Act (Cap 488)
Legal text · PDF · 627.3 KB · 25 March 2026
The Bank's own copy; the 2026-03-25 date is when this copy was last uploaded, not necessarily the date of the latest amendment.
SHA-256
c9b5b49e5a02show in fullc9b5b49e5a02956bf3ade9098f0e9ca9b4c1624a3c96ded3a894980850f3ff67
Sources
Every page and document this return's facts were read from.
Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.
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Last checked 13 November 2026.