The facts
- Who files
- Every institution licensed under the Banking Act. Source
- How often
- Quarterly (unaudited) and annual (audited). Source
- Deadline
- Unaudited quarterly statements: published by 31 May, 31 August and 30 November for the quarters ending 31 March, 30 June and 30 September; submitted to CBK for clearance at least two weeks before publication. Audited annual statements: published and submitted within three months of the financial year end (31 December), submitted for clearance at least three weeks before publication. Source
- Format
- Other. Published in a nationwide newspaper and on the institution's own website in CBK's prescribed format; the underlying submission to CBK is in a format not stated on the pages read. Source
- How it is filed
- Filing routes recorded for the CBK: Bankreturns Portal; Non-Bankreturns Portal. See how firms file with the CBK.
- Status
- In force
- Legal basis
- Group
- Financial statements
Templates (0)
The library lists no templates for this return.
CBK prescribes the published format from time to time but no current template was found published separately from the guideline text. Source
Validation rules
No published validation rules were found for this return. No validation rules for this return were found on the Central Bank of Kenya's public pages. Source
Public data
Each firm publishes its own, on its website; the regulator does not collect it into one dataset. Each institution publishes its own audited annual and unaudited quarterly financial statements in a nationwide newspaper and on its own website, as required by this guideline. Source
Official documents (4)
The CBK's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.
- Prudential Guidelines for Institutions Licensed under the Banking Act
Template · PDF · 3.3 MB · 1 January 2013
22 guidelines (CBK/PG/01 to CBK/PG/22) covering licensing, corporate governance, capital adequacy, risk classification and provisioning, liquidity management, foreign exchange exposure limits, prohibited business, anti-money laundering, external auditors, publication of financial statements, opening and closing places of business, mergers, enforcement, business continuity, agent banking, outsourcing, representative offices, voluntary liquidation, consolidated supervision, stress testing, prompt corrective action and consumer protection. Each guideline annexes the return forms and completion instructions it requires (CBK/PR3, CBK/PR4-1 to CBK/PR4-5, CBK/PR5-1, CBK/PR5-2, CBK/PR6, CBK/PR7-1, CBK/PR7-2, the Third to Sixth Schedules for agent banking, CBK/PR/RO/04, CBK-PR19-1, CBK/IF 8 and CBK/IF 9). Last-modified header 2016-09-01 is a re-upload date; the document itself states January 2013 and no newer version was found on the pages read (a 2026 draft replacement is in consultation; see gaps).
SHA-256
9c2c9d5eda13show in full9c2c9d5eda13b7791a79d32760a97eb5a326cb6b5109c5af9154b679d820efbb - Banking Act (Cap 488)
Legal text · PDF · 627.3 KB · 25 March 2026
The Bank's own copy; the 2026-03-25 date is when this copy was last uploaded, not necessarily the date of the latest amendment.
SHA-256
c9b5b49e5a02show in fullc9b5b49e5a02956bf3ade9098f0e9ca9b4c1624a3c96ded3a894980850f3ff67 - Bank Supervision Annual Report 2025
Other · PDF · 2.0 MB · 2025
Chapter 1 gives the structure of the banking sector (commercial banks, microfinance banks, forex bureaus, money remittance providers); later chapters give sector-aggregate capital, asset quality, liquidity and profitability figures compiled from institutions' returns. The report does not name which return feeds each table.
SHA-256
65e4b9c2fcd5show in full65e4b9c2fcd5a62679b91ba85d2f76e37508de598c7f4acb509b0215d70b6b88 - Bank Supervision & Banking Sector Reports
Other · HTML
Links the Bank Supervision Annual Reports, Banking Sector Quarterly Reports (credit officer surveys and sector developments), Commercial Banks Average Lending Rates, KBRR Data Reports (last published May 2015, discontinued) and Fintech Reports.
Sources
Every page and document this return's facts were read from.
Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.
Line4's own text, and the way Line4 has collected and arranged these records, are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The facts themselves belong to no one. The regulators' document titles, template names, quoted terms and documents belong to them and are not covered by this licence: see CBK's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text. Not affiliated with or endorsed by any regulator.
Line4 wrote this page in its own words from the CBK's public website and links to the CBK's own pages as the source; the CBK has not reviewed or endorsed it, so always check the CBK's own published text before relying on it.
Last checked 13 November 2026.