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In forceCapitalLast checked 13 November 2026

Capital to risk weighted assets (CBK/PR3)

A regulatory return listed by the Central Bank of Kenya (CBK), Kenya.

Computes core capital (Tier 1), supplementary capital (Tier 2) and total capital, and the capital ratios against credit, market and operational risk weighted assets, incorporating market and operational risk (Forms B, C1, C2 and D). Source

Official title: Return CBK/PR3: Capital to Risk Weighted Assets

The facts

Who files
Every institution licensed under the Banking Act. Source
How often
Monthly, position at the end of every month. Source
Deadline
To be received by the 10th day of the following month. Source
Format
Other. Filed electronically through the Bank's online returns system. The form itself is published as a PDF or set out in the regulations, but the exact file format of an online submission is not stated on the pages read, so this is recorded as "Other". Source
How it is filed
Filing routes recorded for the CBK: Bankreturns Portal; Non-Bankreturns Portal. See how firms file with the CBK.
Status
In force
Legal basis
Group
Capital

Templates (5)

The tables and forms inside the return. Plain name first, the CBK's code in brackets.

  • Capital adequacy computation incorporating market and operational risk (Form A (CBK/PR3))
  • Off-balance sheet risk weighted assets (Form B)
  • Specific and general risk for interest rate related instruments (Form C1)
  • Foreign exchange risk (Form C2)
  • Capital charge for operational risk (Form D)

Forms B, C1, C2 and D feed lines 3, 5 and 6 of Form A. Source

Validation rules

No published validation rules were found for this return. No validation rules for this return were found on the Central Bank of Kenya's public pages. Source

Public data

Published only added up across firms. Sector capital adequacy ratios are published in the Bank Supervision Annual Report. Source

Where it is published (PDF tables)

  • Bank Supervision Annual Report

    Added up across firms · PDF

    Published once a year. Chapter 1 gives the structure of the banking sector (ownership and asset base of commercial banks, distribution of branches and ATMs, asset base of microfinance banks, and distribution of forex bureaus and money remittance providers); later chapters give sector-aggregate capital adequacy, asset quality, liquidity and profitability figures. The report does not name which return feeds each table; the returns listed here are matched by subject. Source

Official documents (3)

The CBK's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

  • Prudential Guidelines for Institutions Licensed under the Banking Act

    Template · PDF · 3.3 MB · 1 January 2013

    22 guidelines (CBK/PG/01 to CBK/PG/22) covering licensing, corporate governance, capital adequacy, risk classification and provisioning, liquidity management, foreign exchange exposure limits, prohibited business, anti-money laundering, external auditors, publication of financial statements, opening and closing places of business, mergers, enforcement, business continuity, agent banking, outsourcing, representative offices, voluntary liquidation, consolidated supervision, stress testing, prompt corrective action and consumer protection. Each guideline annexes the return forms and completion instructions it requires (CBK/PR3, CBK/PR4-1 to CBK/PR4-5, CBK/PR5-1, CBK/PR5-2, CBK/PR6, CBK/PR7-1, CBK/PR7-2, the Third to Sixth Schedules for agent banking, CBK/PR/RO/04, CBK-PR19-1, CBK/IF 8 and CBK/IF 9). Last-modified header 2016-09-01 is a re-upload date; the document itself states January 2013 and no newer version was found on the pages read (a 2026 draft replacement is in consultation; see gaps).

    SHA-256 9c2c9d5eda13show in full9c2c9d5eda13b7791a79d32760a97eb5a326cb6b5109c5af9154b679d820efbb
  • Banking Act (Cap 488)

    Legal text · PDF · 627.3 KB · 25 March 2026

    The Bank's own copy; the 2026-03-25 date is when this copy was last uploaded, not necessarily the date of the latest amendment.

    SHA-256 c9b5b49e5a02show in fullc9b5b49e5a02956bf3ade9098f0e9ca9b4c1624a3c96ded3a894980850f3ff67
  • Bank Supervision

    Guidance · HTML

    Describes the populations the Central Bank of Kenya supervises: commercial banks and mortgage finance companies, microfinance banks, forex bureaus, money remittance providers, credit reference bureaus, representative offices of foreign banks, non-bank financial institutions (none currently licensed) and digital credit providers. Links the directories of licensed firms for each population.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's own text, and the way Line4 has collected and arranged these records, are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The facts themselves belong to no one. The regulators' document titles, template names, quoted terms and documents belong to them and are not covered by this licence: see CBK's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text. Not affiliated with or endorsed by any regulator.

Line4 wrote this page in its own words from the CBK's public website and links to the CBK's own pages as the source; the CBK has not reviewed or endorsed it, so always check the CBK's own published text before relying on it.

Last checked 13 November 2026.