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In forceLiquidityLast checked 13 November 2026

Liquidity coverage ratio (CBK/LCR/01)

A regulatory return listed by the Central Bank of Kenya (CBK), Kenya.

The ratio of unencumbered high-quality liquid assets to total net cash outflows over a 30 calendar day stress scenario, which must be at least 100%. Source

Official title: Liquidity Coverage Ratio Guidelines CBK/LCR/01

The facts

Who files
All institutions licensed under the Banking Act. Source
How often
Banks should report the LCR to the CBK on a monthly basis. Source
Deadline
Not stated on the pages read. Source
Format
Excel. The LCR Return Template is an Excel workbook (HQLA, Outflows, Inflows and LCR calculation sheets). Source
How it is filed
Filing routes recorded for the CBK: Bankreturns Portal; Non-Bankreturns Portal. See how firms file with the CBK.
Status
In force
Legal basis
Group
Liquidity

Templates (4)

The tables and forms inside the return. Plain name first, the CBK's code in brackets.

  • High quality liquid assets (1. HQLA)
  • Cash outflows (2. Outflows)
  • Cash inflows (3. Inflows)
  • Liquidity coverage ratio calculation (4. LCR calculation)

Where the list was read: Source

Validation rules

No published validation rules were found for this return. No validation rules for this return were found on the Central Bank of Kenya's public pages. Source

Public data

No published data from this return was found. No publicly available data from this return was found on the Central Bank of Kenya's pages read. Source

Official documents (3)

The CBK's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

  • Guidelines on the Liquidity Coverage Ratio, Net Stable Funding Ratio and Leverage Ratio

    Instructions · PDF · 735.1 KB · April 2025

    Three guidelines in one PDF: CBK/LCR/01 (Liquidity Coverage Ratio), CBK/NSFR/02 (Net Stable Funding Ratio) and CBK/LR/03 (Leverage Ratio), each issued under section 33(4) of the Banking Act, effective 1 October 2025. Does not state whether it replaces the 20% statutory minimum liquidity ratio return (CBK/PR5-2) under the 2013 Liquidity Management guideline; see gaps.

    SHA-256 c7be3bdd3cafshow in fullc7be3bdd3caf61e9e2fbe4c4dcc9d676fa0228ad34cfad8fc56bbb3fff7909f4
  • LCR Return Template

    Template · XLSX · 89.0 KB · 17 April 2025

    Sheets: 1. HQLA, 2. Outflows, 3. Inflows, 4. LCR calculation.

    SHA-256 854c985575e2show in full854c985575e28f3cfc327b8f654e7d321d8c20eacd2089319312acb8a9e78081
  • Banking Act (Cap 488)

    Legal text · PDF · 627.3 KB · 25 March 2026

    The Bank's own copy; the 2026-03-25 date is when this copy was last uploaded, not necessarily the date of the latest amendment.

    SHA-256 c9b5b49e5a02show in fullc9b5b49e5a02956bf3ade9098f0e9ca9b4c1624a3c96ded3a894980850f3ff67

Sources

Every page and document this return's facts were read from.

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Line4's own text, and the way Line4 has collected and arranged these records, are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The facts themselves belong to no one. The regulators' document titles, template names, quoted terms and documents belong to them and are not covered by this licence: see CBK's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text. Not affiliated with or endorsed by any regulator.

Line4 wrote this page in its own words from the CBK's public website and links to the CBK's own pages as the source; the CBK has not reviewed or endorsed it, so always check the CBK's own published text before relying on it.

Last checked 13 November 2026.