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In forceRetail credit and credit servicing firms: mortgage arrears statistics (national)Last checked 11 November 2026

Mortgage arrears, repossessions and restructures return (MAQ)

A regulatory return listed by the Central Bank of Ireland (CBI), Ireland.

A quarterly return of the number and value of residential mortgages in arrears, restructured, in legal proceedings and repossessed, split between principal homes and buy-to-let. The Central Bank publishes the totals, split between banks and non-banks. Source

Official title: Mortgage Arrears, Repossessions and Restructures Return (Quarterly)

The facts

Who files
All Irish-resident banks, retail credit firms and credit servicing firms that hold or service residential mortgage loans secured on properties in the Republic of Ireland; retail credit firms and credit servicing firms are the 'non-bank' entities. Source
How often
Quarterly. Source
Deadline
2026 schedule: 5 May, 30 July and 2 November 2026 and 3 February 2027 for the four 2026 quarters. Source
Format
Other. The pages checked do not name the filing route or file format. Source
How it is filed
Filing routes recorded for the CBI: Central Bank of Ireland Portal (formerly the Online Reporting System, ONR); MiFIR transaction reporting Machine to Machine channel; Online Reporting System (ONR), now linked as 'Credit Union Auditor Reporting'; Email to the Central Bank. See how firms file with the CBI.
Status
In force
Group
Retail credit and credit servicing firms: mortgage arrears statistics (national)

Templates (0)

The library lists no templates for this return.

No template or instructions for the return were found on the Central Bank pages checked. Source

Validation rules

No published validation rules were found for this return. Source

Public data

Published only added up across firms. Quarterly residential mortgage arrears and repossession statistics, with breakdowns by banks and non-banks, as a web release, an Excel data file and open data. Source

Where it is published (Web page, Excel and CSV)

  • Mortgage Arrears and Repossessions statistics

    Added up across firms · Web page, Excel and open data

    Quarterly statistics on residential mortgages in arrears, restructured and repossessed, for principal homes and buy-to-let, split between banks and non-banks (retail credit firms and credit servicing firms). Source

Official documents (3)

The CBI's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see CBI's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Contains Irish Public Sector Information from the Central Bank of Ireland (https://www.centralbank.ie), copyright Central Bank of Ireland, re-used under the Bank's licence for re-use of public sector information (https://www.centralbank.ie/fns/re-use-of-public-sector-information). This library summarises it in plain English and links the originals; the Central Bank of Ireland does not endorse this library.

Last checked 11 November 2026.