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In forcePayment and e-money institutions: AML/CFT (national)Last checked 11 November 2026

Money laundering risk evaluation questionnaire, payment and e-money institutions (REQ, PIEMI)

A regulatory return listed by the Central Bank of Ireland (CBI), Ireland.

A yearly questionnaire on the firm's exposure to money laundering, terrorist financing and sanctions risk (customers, digital accounts, prepaid cards, merchant acquiring, remittance, geography, transactions) and its controls. It also covers data points for the EU Anti-Money Laundering Authority. Source

Official title: Sector specific ML/TF Risk Evaluation Questionnaire - Payment Institutions & Electronic Money Institutions

The facts

Who files
Payment institutions and electronic money institutions. Source
How often
Each submission covers a reference date of 31 December of the previous calendar year. Source
Deadline
Submission date 11 March 2027 (REQ page). The previous submission, for reference date 31 December 2025, was due 9 September 2026 (guidance notes, section 2). Source
Format
XML. Only XML files built to the published XSD (v2.1) are accepted, uploaded to the Central Bank Portal; the Excel version supports understanding only. Source
How it is filed
Filing routes recorded for the CBI: Central Bank of Ireland Portal (formerly the Online Reporting System, ONR); MiFIR transaction reporting Machine to Machine channel; Online Reporting System (ONR), now linked as 'Credit Union Auditor Reporting'; Email to the Central Bank. See how firms file with the CBI.
Status
In force
Legal basis
Group
Payment and e-money institutions: AML/CFT (national)

Templates (14)

The tables and forms inside the return. Plain name first, the CBI's code in brackets.

  • General (8.2)
  • Inherent Risk (8.3)
  • Mitigation & Control (8.4)
  • Physical Presence (8.5)
  • Residence & Establishment (8.6)
  • Beneficial Owners (8.7)
  • Digital Accounts (8.8)
  • Prepaid Cards & Vouchers (8.9)
  • Merchant Acquiring (8.10)
  • Correspondent Relationship (8.11)
  • Money Remittance (8.12)
  • Geography of Funds Flow (8.13)
  • Transaction Monitoring (8.14)
  • Politically Exposed Person (8.15)

Sections of the questionnaire as numbered in section 8 of the PIEMI REQ Guidance Notes v2.1 (inside the PIEMI Files zip). Source

Validation rules

No published validation rules were found for this return. Only the XSD schema is published, which checks file structure and data types; no list of business validation rules was found. Source

Public data

No published data from this return was found. No published data from this return was found on the Central Bank pages checked. Source

Official documents (2)

The CBI's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

  • Sector specific money laundering/terrorist financing Risk Evaluation Questionnaire

    List of returns · HTML

    Lists the sector REQs, their next submission dates and the files (XSD, template, guidance notes, examples) for each sector.

  • PIEMI Files v2.2

    Template · ZIP · 9.8 MB

    Questionnaire v2.0 (xlsm), XSD v2.1, guidance notes v2.1, individual question instructions, Q&A, examples and a technical change log.

    SHA-256 39f417cb48b8show in full39f417cb48b8c03d96b170421428c12705e183bbd64581258d4c1410e9141ac8

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see CBI's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Contains Irish Public Sector Information from the Central Bank of Ireland (https://www.centralbank.ie), copyright Central Bank of Ireland, re-used under the Bank's licence for re-use of public sector information (https://www.centralbank.ie/fns/re-use-of-public-sector-information). This library summarises it in plain English and links the originals; the Central Bank of Ireland does not endorse this library.

Last checked 11 November 2026.