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In forceInsurers: Solvency II narrative reporting (EU, EIOPA)Last checked 11 November 2026

Solvency and financial condition report (SFCR)

A regulatory return listed by the Central Bank of Ireland (CBI), Ireland.

The annual public report every Solvency II insurer must publish and send to the Central Bank: a narrative on business, governance, risk, valuation and capital, with public quantitative templates attached. In Ireland the balance sheet, technical provisions, own funds and capital templates in it must be audited, with the auditor's report sent to the Central Bank (cbi/ins-sfcr-audit-report). Source

Official title: Solvency and Financial Condition Report (SFCR)

The facts

Who files
All insurance and reinsurance undertakings are required to disclose their SFCR publicly. Source
How often
Annually, submitted and disclosed publicly. Source
Deadline
Not stated as a date on the Central Bank page; it refers to the content rules in S.I. 485 and Articles 290 to 303 of the Delegated Regulation. Source
Format
Other. Narrative report with appended public templates, submitted through the Central Bank of Ireland Portal; the page does not name a file format. Source
How it is filed
Filing routes recorded for the CBI: Central Bank of Ireland Portal (formerly the Online Reporting System, ONR); MiFIR transaction reporting Machine to Machine channel; Online Reporting System (ONR), now linked as 'Credit Union Auditor Reporting'; Email to the Central Bank. See how firms file with the CBI.
Status
In force
Legal basis
Group
Insurers: Solvency II narrative reporting (EU, EIOPA)

Templates (0)

The library lists no templates for this return.

EU public disclosure templates, defined by EIOPA: see the library's EIOPA entries eiopa/aps (individual insurer) and eiopa/apg (insurance group). The Central Bank publishes a short note on template S.19.01.21. Source

Validation rules

No published validation rules were found for this return. Source

Public data

Published firm by firm. The Central Bank's SFCR repository links every published SFCR by year and, since 2017, gives consolidated tables of key information per undertaking and a CSV of the quantitative templates appended to the SFCRs (2025 file: Data Repository SFCR Template Information 2025). Source

Where it is published (PDF and CSV)

  • Solvency and Financial Condition Reports repository

    Firm by firm · PDF and CSV

    Links to every published SFCR by year, consolidated tables of key information per undertaking and, from 2017, a CSV holding the quantitative templates appended to the individual SFCRs (latest: Data Repository SFCR Template Information 2025). Updated yearly. Source

Official documents (5)

The CBI's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see CBI's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Contains Irish Public Sector Information from the Central Bank of Ireland (https://www.centralbank.ie), copyright Central Bank of Ireland, re-used under the Bank's licence for re-use of public sector information (https://www.centralbank.ie/fns/re-use-of-public-sector-information). This library summarises it in plain English and links the originals; the Central Bank of Ireland does not endorse this library.

Last checked 11 November 2026.