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In forceInsurers: National Claims Information Database claims data (national)Last checked 11 November 2026

NCID private motor return, annual

A regulatory return listed by the Central Bank of Ireland (CBI), Ireland.

Aggregate premium, exposure, claims cost and settlement data for one class of non-life insurance. Under the NCID Act 2018 the Central Bank must collect, validate, analyse and publish data on the income and costs of non-life insurance, and it publishes market reports from these returns. Source

Official title: Motor Annual Return

The facts

Who files
All companies that write private motor car insurance business in the Republic of Ireland, with no distinction by market share. Source
How often
Once a year (2026 return: rolling 15-year window 2011 to 2025). Source
Deadline
Due 30 April 2026. Source
Format
Excel. Excel template whose cover 'Return Status' must show 'Valid' to be accepted on the Online Reporting System (ONR). Source
How it is filed
Filing routes recorded for the CBI: Central Bank of Ireland Portal (formerly the Online Reporting System, ONR); MiFIR transaction reporting Machine to Machine channel; Online Reporting System (ONR), now linked as 'Credit Union Auditor Reporting'; Email to the Central Bank. See how firms file with the CBI.
Status
In force
Legal basis
Group
Insurers: National Claims Information Database claims data (national)

Templates (7)

The tables and forms inside the return. Plain name first, the CBI's code in brackets.

  • Premium And Exposure (Premium And Exposure)
  • Ultimates (Ultimates)
  • Historic Agg Claims (Historic Agg Claims)
  • Historic Settled Claims (Historic Settled Claims)
  • PPO Claims (PPO Claims)
  • Historic Income and Expenditure (Historic Income and Expenditure)
  • Narrative (Narrative)

Data sheets of the 2026 template, after the Cover, Directions and Validations sheets. Source

Validation rules

44 rules, as counted from the CBI's published material. They are written for people to read; software cannot run them as published. Source

How they are written: Checks built into the Excel template (worksheet, column and description), with error counts.

The rules, on centralbank.ie

How they were counted

Rows with a 'Validation Desc' entry on the 'Validations' sheet of the 2026 template. The submission requirement also gives a non-exhaustive list of further checks the NCID team runs.

Counts are in the CBI's own unit, so they are not comparable with other regulators' counts.

Public data

Published only added up across firms. The Central Bank publishes National Claims Information Database reports (for example the annual Private Motor Report 2026) with market-wide premium, claims and cost data. No firm-by-firm data is published. Source

Where it is published (PDF reports)

  • National Claims Information Database reports

    Added up across firms · PDF reports

    Reports on the cost of claims in private motor and employers' and public liability insurance, built from the NCID returns (for example the annual Private Motor Report 2026). Source

Official documents (4)

The CBI's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see CBI's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Contains Irish Public Sector Information from the Central Bank of Ireland (https://www.centralbank.ie), copyright Central Bank of Ireland, re-used under the Bank's licence for re-use of public sector information (https://www.centralbank.ie/fns/re-use-of-public-sector-information). This library summarises it in plain English and links the originals; the Central Bank of Ireland does not endorse this library.

Last checked 11 November 2026.