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In forceCredit institutions and credit purchasers: non-performing loan transfers (national)Last checked 11 November 2026

Transfers of non-performing loan agreements, Secondary Credit Market Act (KRZWMG6, KRZWMG8)

A regulatory return listed by the Deutsche Bundesbank, Germany.

Reports to BaFin and the Bundesbank on transfers of non-performing loan agreements, or the lender's claims under them, to a credit purchaser: aggregated amounts and numbers of contracts transferred in the period (with breakdowns for consumer loans and loans secured on residential or commercial property or other collateral) and details of the purchaser and its representative. Source

The facts

Who files
Credit institutions that sell non-performing loan agreements (Section 6(3) KrZwMG) and credit purchasers of any kind that resell them (Section 8(3)); only at individual institution level; no nil reports when nothing was transferred. Source
How often
Half-yearly, for reference dates 30 June and 31 December; first reference date 31 December 2024. Source
Deadline
Eight weeks after the reference date; next working day if that is a public holiday, Saturday or Sunday. For 31 December 2024 the deadline was extended to 25 August 2025. Source
Format
XML, Web form. XML only, via the PRISMA mailbox already used for ITS and RTF reports, with the 8-digit reporter number (Gebernummer) as identifier; since 17 February 2025 processed in PRISMA, and an online entry function was planned. Source
How it is filed
Filing routes recorded for the Bundesbank: PRISMA (Bundesbank reporting line for supervisory reports); ExtraNet; NExt. See how firms file with the Bundesbank.
Status
In force
Legal basis
Group
Credit institutions and credit purchasers: non-performing loan transfers (national)

Templates (2)

The tables and forms inside the return. Plain name first, the Bundesbank's code in brackets.

  • Report by the credit seller (credit institution), Section 6(3) KrZwMG (KRZWMG6)
  • Report by the credit purchaser, Section 8(3) KrZwMG (KRZWMG8)

Modules described in the Bundesbank's notes on KRZWMG6 and KRZWMG8. Source

Validation rules

18 rules, as counted from the Bundesbank's published material. Software can run them exactly as published. Source

How they are written: Rule formulas in the PRISMA rule catalogue (Excel workbook, sheet 'Nationales Meldewesen'), checked automatically in PRISMA.

The module notes also describe mandatory fields and planned checks per column.

The rules, on bundesbank.de

How they were counted

Rules named NAT_KRZWMG6_.. and NAT_KRZWMG8_.. with no end date in sheet 'Nationales Meldewesen' of the PRISMA rule catalogue (version 1.5): 9 each.

Counts are in the Bundesbank's own unit, so they are not comparable with other regulators' counts.

Public data

No published data from this return was found. No data from this return published by the Bundesbank was found on the pages checked. Source

Official documents (9)

The Bundesbank's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

  • Secondary Credit Market Act (KrZwMG)

    Guidance · HTML

    Reports on transfers of non-performing loan agreements under Sections 6(3) and 8(3) KrZwMG.

  • FAQ zu den Meldepflichten nach §§ 6 (3) und 8 (3) KrZwMG

    Guidance · PDF · 152.3 KB · 29 July 2025

    FAQ: no nil reports, individual level only, field definitions.

    SHA-256 0d4eede7385cshow in full0d4eede7385c42586bc5b027a33ac3d41df77d22754fcad47e4b4e8190b72aac
  • Hinweise zu den Modulen KRZWMG6 und KRZWMG8

    Instructions · PDF · 176.6 KB · 18 December 2024

    Columns, formats, mandatory fields and planned checks for KRZWMG6 and KRZWMG8.

    SHA-256 bdbffb2a0d61show in fullbdbffb2a0d619321e3a02d35213d598a628179972a24e2d55b4465a20bf68707
  • Neue Meldepflichten nach dem Kreditzweitmarktgesetz (KrZwMG), Informationsschreiben vom 21.10.2024

    Guidance · PDF · 113.6 KB · 21 October 2024

    Semi-annual frequency, eight-week deadline, XML via PRISMA.

    SHA-256 9b41bd73a77fshow in full9b41bd73a77f4f1561bf0e5a808062f2598e7ecae692af77a83febc4d051ebdd
  • Fristverlängerung der Einreichung KRZWMG6 und KRZWMG8 Meldestichtag 31.12.2024

    Other · PDF · 99.4 KB · 19 December 2024

    Deadline for 31 December 2024 extended to 25 August 2025.

    SHA-256 52bfd0f3f62cshow in full52bfd0f3f62cbaf03785fbb6d6ea3a4e4011b0e92ca6026c235311bc8e317721
  • XML-Schema zu Meldungen nach §§ 6 (3) und 8 (3) Kreditzweitmarktgesetz

    Schema · ZIP · 13.6 KB · 18 December 2024

    XML schema for KrZwMG reports from reference date 31 December 2024.

    SHA-256 714d12a846e0show in full714d12a846e0962b7e9ab4ca4f00639a9d631113066044064c15f20bc14f1b21
  • Übersicht Einreichungswege

    List of returns · PDF · 169.4 KB · 14 January 2025

    Submission route per reporting area (holdings, annual accounts, KrZwMG, national reports, ITS, RTF, loans of EUR 1 million or more), as at 14 January 2025.

    SHA-256 21170ca35e29show in full21170ca35e29083011d35beffa9c068f0320a3701cbfa37f24d8b3d84f11d21c
  • PRISMA - Akzeptierte EntryPoints

    List of returns · XLSX · 112.1 KB · 20 October 2026

    Accepted entry points per reporting area: ITS xBRL-CSV (as at 24 July 2026), ITS xBRL-XML, RTF and NAT (as at 30 June 2025), with module codes, file naming service field and validity dates.

    SHA-256 bdb0c074c4bashow in fullbdb0c074c4ba079e2929158f5a166bd130c2541be5d7f273ac3fd715e7afb629
  • Regelkatalog PRISMA

    Validation rules · XLSX · 1.3 MB · 1 October 2026

    Version 1.5, data as at 30 September 2026. Sheets: ECB EGDQ checks, EBA non-XBRL rules, national rules for ITS reports, completeness checks, RTF rules, national (NAT) reporting rules, deactivated EBA taxonomy rules, EGDQ checks not run in PRISMA.

    SHA-256 3f38c9b1703cshow in full3f38c9b1703c3f86bba7488acecb7b9458b39eeafa2ca50cf6141820c152eb27

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see Bundesbank's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Source: Deutsche Bundesbank (https://www.bundesbank.de). Documents copied here are unchanged. The plain-English summaries are Line4's own; the Deutsche Bundesbank does not endorse this library.

Last checked 11 November 2026.