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In forceCredit register: loans of EUR 1 million or more (national)Last checked 11 November 2026

Loans of EUR 1 million or more, central credit register (Millionenkredite, Section 14 KWG)

A regulatory return listed by the Deutsche Bundesbank, Germany.

Reports of borrowers and borrower units with loans of EUR 1 million or more. The Bundesbank's central credit register uses them to work out the total debt of each borrower and borrower unit and tells the lenders in a return notification. Source

The facts

Who files
Credit institutions, financial services institutions under Section 1(1a) sentence 2 numbers 4, 9 or 10 KWG, factoring financial institutions and the undertakings named in Section 2(2) KWG; superordinated undertakings also report for group entities. The Bundesbank's 2026 letter names insurers and asset management companies among firms subject only to this reporting. Source
How often
Quarterly; reference dates are the last calendar day of March, June, September and December. Source
Deadline
Amount data by the 15th business day of January, April, July and October (GroMiKV Section 17(1)). Source
Format
XML, Web form, Other. Amount data electronically in ExtraNet (XML) or entered on the reporting platform; master data on borrowers and borrower units on paper (GroMiKV Annexes 2 and 6). Return notifications are collected in ExtraNet. Source
How it is filed
Filing routes recorded for the Bundesbank: PRISMA (Bundesbank reporting line for supervisory reports); ExtraNet; NExt. See how firms file with the Bundesbank.
Status
In forceThe Bundesbank's letter of 5 October 2026 says reporting of loans of EUR 1 million or more is discontinued on 30 December 2026; firms subject only to this reporting can download the last notification of their borrowers' total debt, for reporting date 09/2026, until the end of January 2027, and no correction notifications follow after 30 December 2026. Source
Legal basis
Group
Credit register: loans of EUR 1 million or more (national)

Templates (9)

The tables and forms inside the return. Plain name first, the Bundesbank's code in brackets.

  • Amount data per borrower (Annex 7) (BA)
  • Sum report for BA (Annex 7) (BAS)
  • Amount data, securing undertaking (Annex 7) (BA6)
  • Sum report for BA6 (Annex 7) (BAS6)
  • Amount data, lending undertaking for secured loans (Annex 7) (BA7)
  • Sum report for BA7 (Annex 7) (BAS7)
  • Master data report (Annex 2) (EA)
  • Master data, civil-law partnership (Annex 4) (GbR)
  • Master data, borrower unit (Annex 5) (MKNE)

Amount data forms from GroMiKV Section 17; master data forms from the Bundesbank's 2022 overview for financial services institutions and the GroMiKV annex list. Source

Validation rules

The Bundesbank publishes the checks it runs on this return. They could not be counted from the published material. They are written for people to read; software cannot run them as published. Source

How they are written: PDF of plausibility checks (30 April 2020).

The rules, on bundesbank.de

How they were counted

Not counted: the plausibility checks are a PDF that was not opened for this entry.

Counts are in the Bundesbank's own unit, so they are not comparable with other regulators' counts.

Public data

No published data from this return was found. The register's results go back only to the reporting lenders as return notifications on the total debt of their borrowers; no public data was found. Source

Official documents (12)

The Bundesbank's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see Bundesbank's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Source: Deutsche Bundesbank (https://www.bundesbank.de). Documents copied here are unchanged. The plain-English summaries are Line4's own; the Deutsche Bundesbank does not endorse this library.

Last checked 11 November 2026.