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In forceAdministrative and operational dataLast checked 11 November 2026

Payment deferrals in a special situation (889C)

A regulatory return listed by the Bank of Israel (Banking Supervision Department), Israel.

Reports loans whose payments banks deferred during a declared special situation, how long the deferrals last and how they affect housing loans and monthly payments. It shows the supervisor how much relief borrowers are getting. Source

Official title: דיווח על דחיית תשלומים במצב מיוחד (חודשי)

The facts

Who files
Banking corporations (except foreign banks) and credit card companies, as for directive 889. Source
How often
Monthly ('(חודשי)' in the table of contents), while special-situation reporting is active. Source
Deadline
Set by the Supervisor when special-situation reporting is activated (directive 889). Source
Format
XBRL-XML. XBRL instance filed online to the Bank of Israel. Taxonomy version 12 lists module 889c with a new table 12.4 and says it must be reported in XBRL format only. Source
How it is filed
The format above is what the library records; what could not be verified is on the Bank of Israel's page.
Status
In forcePart C of directive 889, filed only while special-situation reporting is active. The Bank's statistics show 889C data for January to March 2024. Source
Group
Administrative and operational data

Templates (4)

The tables and forms inside the return. Plain name first, the Bank of Israel's code in brackets.

  • Loans with payments deferred in the special situation (not classified as troubled debt restructuring) (889-07)
  • Deferred loans not in arrears, expected time to end of deferral (889-08)
  • Housing loans by LTV and payment-to-income ratio, balance and of which deferred (889-09)
  • Deferred loans, reduced-payment period and decrease in monthly payment (889-10)

Tables of part C of directive 889 (04/2025 version). Source

Validation rules

The Bank of Israel publishes the checks it runs on this return. They could not be counted from the published material. Software can run them exactly as published. Source

How they are written: XBRL Formula 1.0 value assertions in the taxonomy package (val folder, files vr-*.xml grouped in assertion sets per table, severity fatal or warning), per the Bank's taxonomy documentation.

The rules, on boi.org.il

How they were counted

Not counted. The checks are XBRL Formula assertions inside the taxonomy package, which is linked only from the XBRL page; that page blocks automated access and the package file could not be located.

Counts are in the Bank of Israel's own unit, so they are not comparable with other regulators' counts.

Public data

Published only added up across firms. System-wide series citing directive 889C data points are published monthly in the Bank's statistics database (website series WEB_OP), for January to March 2024. Source

Where it is published (SDMX (CSV or SDMX-ML) via API)

  • Website series, operational (WEB_OP)

    Added up across firms · SDMX 3.0 API (CSV or SDMX-ML)

    Monthly system-wide series citing data points of directive 889C (payment deferrals in a special situation), January to March 2024. Source

Official documents (9)

The Bank of Israel's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see Bank of Israel's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Last checked 11 November 2026.