Line4

In forceCosts and interest ratesLast checked 11 November 2026

Monthly new credit and deposits by linkage base and activity segment (823)

A regulatory return listed by the Bank of Israel (Banking Supervision Department), Israel.

Reports new fixed-term credit given and deposits taken during the month, with interest rates, by linkage base, maturity and customer segment, plus refinanced, renewed and repaid credit. The supervisor and the Bank use it to follow lending and deposit rates each month. Source

Official title: דוח חודשי על אשראי לציבור ופיקדונות מהציבור לפי בסיסי הצמדה ומגזרי פעילות

The facts

Who files
Banking corporations including foreign banks (unconsolidated, Israeli offices only), and systemically important payment service providers and the corporations they control (consolidated, tables 01 to 03 only). Source
How often
Monthly. Source
Deadline
Within 10 business days of the end of the reported month. Source
Format
XBRL-XML. XBRL instance filed online to the Bank of Israel. Taxonomy version 12 lists a new table 10 and a new column for directive 823. Source
How it is filed
The format above is what the library records; what could not be verified is on the Bank of Israel's page.
Status
In force
Group
Costs and interest rates

Templates (15)

The tables and forms inside the return. Plain name first, the Bank of Israel's code in brackets.

  • Fixed-term credit granted during the month by activity segment and maturity: unindexed segment (823-01)
  • Fixed-term variable-rate unindexed credit granted during the month: interest rate distribution by percentile, supervisory activity segment and economic sector (823-1.1)
  • Fixed-term variable-rate unindexed credit granted during the month by internal rating group and supervisory activity segment (823-1.2)
  • Variable-rate credit with an unknown rate-reset date, by final maturity: unindexed segment (823-1.3)
  • Fixed-term credit granted during the month by activity segment and maturity: CPI-indexed segment (823-02)
  • Fixed-term credit granted during the month by activity segment and maturity: foreign currency and foreign-currency-indexed segment (823-03)
  • Fixed-term deposits received during the month by activity segment and maturity: unindexed segment (823-04)
  • Variable-rate deposits with an unknown rate-reset date, by final maturity: unindexed segment (823-4.1)
  • Fixed-term deposits received during the month by activity segment and maturity: CPI-indexed segment (823-05)
  • Fixed-term deposits received during the month by activity segment and maturity: foreign currency and foreign-currency-indexed segment (823-06)
  • Credit refinanced during the month by activity segment, linkage base and maturity (823-07)
  • Credit renewed during the month by activity segment, linkage base and maturity (823-08)
  • Deposits renewed during the month by activity segment, linkage base and maturity (823-09)
  • Fixed-term credit repaid during the month by supervisory activity segment (823-10)
  • Credit to the public by supervisory activity segment: current account and overdraft balances (823-11)

Where the list was read: Source

Validation rules

The Bank of Israel publishes the checks it runs on this return. They could not be counted from the published material. Software can run them exactly as published. Source

How they are written: XBRL Formula 1.0 value assertions in the taxonomy package (val folder, files vr-*.xml grouped in assertion sets per table, severity fatal or warning), per the Bank's taxonomy documentation.

The rules, on boi.org.il

How they were counted

Not counted. The checks are XBRL Formula assertions inside the taxonomy package, which is linked only from the XBRL page; that page blocks automated access and the package file could not be located.

Counts are in the Bank of Israel's own unit, so they are not comparable with other regulators' counts.

Public data

Published firm by firm. Series built from directive 823 data points are published bank by bank and for the whole system in the Bank's statistics database (website series WEB_M), monthly. Source

Where it is published (SDMX (CSV or SDMX-ML) via API)

  • Website series, monthly (WEB_M)

    Firm by firm · SDMX 3.0 API (CSV or SDMX-ML)

    Monthly series behind the Bank's website tables, bank by bank and for the system, citing data points of directives 821, 822, 823, 823A and 876. Bank-level series were seen for directives 822 and 823. Latest period seen: 2026-09. Source

Official documents (9)

The Bank of Israel's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see Bank of Israel's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Last checked 11 November 2026.