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In forceGovernanceLast checked 13 November 2026

Risk management declaration

A regulatory return listed by the Bank of Ghana (BoG), Ghana.

An annual declaration by the Board stating that, to the best of its knowledge: the RFI has systems for ensuring compliance with prudential requirements; its risk management framework is appropriate and commensurate with its size, business mix and complexity; its risk management and internal control systems are operating effectively; it has complied with its own Risk Management Strategy; and it is satisfied with the effectiveness of its risk processes and management information systems (Annexure A). Source

Official title: Risk Management Declaration

The facts

Who files
Regulated Financial Institutions (RFIs) licensed or registered under Act 930: banks, finance houses, savings and loans companies and financial holding companies. Source
How often
Once a year. The RFI's board declares on the institution's risk management to the Bank of Ghana, and also in its audited financial statements, on its website, or both. Source
Deadline
Banks: by 31 March of the following year. Every other RFI: by 30 April of the following year. Source
Format
Other. Not stated on the pages read. Source
How it is filed
Filing route recorded for the BoG: PSA Returns. See how firms file with the BoG.
Status
In force
Legal basis
Group
Governance

Templates (0)

The library lists no templates for this return.

No fillable form is published. Annexure A to the Directive sets out the statements the declaration must make (see purpose), not a form layout. Source

Validation rules

No published validation rules were found for this return. No validation rules for the Risk Management Declaration were found on the Bank's public pages. Source

Public data

Each firm publishes its own, on its website; the regulator does not collect it into one dataset. The Board's declaration must be made to BoG and in the RFI's own audited financial statement and/or on its own website; the Bank of Ghana does not itself collect or publish these declarations. Source

Official documents (2)

The BoG's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

  • Risk Management Directive, 2021

    Legal text · PDF · 809.3 KB · 2021

    Issued under Act 930, section 92(1), for RFIs (banks, finance houses, savings and loans companies and financial holding companies). Annexure A sets out the statements an RFI's annual Risk Management Declaration to BoG must make; it is not a fillable form.

    SHA-256 cbbae86c3b82show in fullcbbae86c3b8213615d67527783b89d9467c34c8d5e335634b12289cd60cab71c
  • Banks and Specialised Deposit-Taking Institutions Act, 2016 (Act 930)

    Legal text · PDF · 741.3 KB · 2016

    SHA-256 35da5f9d7b64show in full35da5f9d7b641f9d32cf798fa8323392642f6166d33ed63f94601e95c89e8ae1

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's own text, and the way Line4 has collected and arranged these records, are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The facts themselves belong to no one. The regulators' document titles, template names, quoted terms and documents belong to them and are not covered by this licence: see BoG's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text. Not affiliated with or endorsed by any regulator.

Line4 wrote this page in its own words from the BoG's public website and links to the BoG's own pages as the source; the BoG has not reviewed or endorsed it, so always check the BoG's own published text before relying on it.

Last checked 13 November 2026.