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In forceCapitalLast checked 13 November 2026

Capital Management Plan (CMP)

A regulatory return listed by the Bank of Ghana (BoG), Ghana.

A 3-year rolling plan, approved by the Board, that sets the bank's appetite for capital, aligns current and future risk-based capital with its budget and strategic plan, and pre-positions the steps the bank could take should its capital ratios fall to trigger levels set in the Board's risk appetite. Source

Official title: Capital Management Plan (CMP)

The facts

Who files
Banks licensed and operating under the Banks and Specialised Deposit-Taking Institutions Act, 2016 (Act 930). The Capital Requirements Directive applies to banks only, not to other Specialised Deposit-Taking Institutions. Source
How often
Once a year: each bank sends the Bank of Ghana a capital management plan (CMP) covering a rolling three years, and updates it whenever circumstances call for it. Source
Deadline
Not stated. The Capital Requirements Directive requires annual submission (paragraph 28) but gives no specific calendar date or number of days after the financial year end. Source
Format
Other. Not stated on the pages read. Source
How it is filed
Filing route recorded for the BoG: PSA Returns. See how firms file with the BoG.
Status
In force
Legal basis
Group
Capital

Templates (0)

The library lists no templates for this return.

No published CMP form was found. The Directive describes what the plan must contain (paragraphs 27-28) but banks prepare the plan themselves; the Bank of Ghana does not publish a template. Source

Validation rules

No published validation rules were found for this return. No validation rules for the Capital Management Plan were found on the Bank's public pages. Source

Public data

No published data from this return was found. No aggregate or firm-level data drawn from Capital Management Plans was found. The Bank's Banking Sector Reports page, which used to publish sector capital adequacy figures, has not been updated since July 2021. Source

Official documents (3)

The BoG's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

  • Capital Requirements Directive

    Legal text · PDF · 1.6 MB · June 2018

    Issued under the Banks and Specialised Deposit-Taking Institutions Act, 2016 (Act 930), section 92(1), and applies to banks only. Sets out the definition and calculation of regulatory capital, credit, operational and market risk weighted assets, and the Capital Management Plan requirement; it does not itself publish a Capital Adequacy Ratio return form.

    SHA-256 367896e2dc9dshow in full367896e2dc9dad15d026cd7185d614e7cbb2732b759a5f7a50e4b9dcb4334370
  • Banks and Specialised Deposit-Taking Institutions Act, 2016 (Act 930)

    Legal text · PDF · 741.3 KB · 2016

    SHA-256 35da5f9d7b64show in full35da5f9d7b641f9d32cf798fa8323392642f6166d33ed63f94601e95c89e8ae1
  • Bank of Ghana Act, 2002 (Act 612)

    Legal text · PDF · 3.6 MB · 2002

    SHA-256 22abd08c7615show in full22abd08c7615648e8d5dc8c10a476635cd376e880ff8ec44e0c8d8bbb29b3bfe

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's own text, and the way Line4 has collected and arranged these records, are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The facts themselves belong to no one. The regulators' document titles, template names, quoted terms and documents belong to them and are not covered by this licence: see BoG's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text. Not affiliated with or endorsed by any regulator.

Line4 wrote this page in its own words from the BoG's public website and links to the BoG's own pages as the source; the BoG has not reviewed or endorsed it, so always check the BoG's own published text before relying on it.

Last checked 13 November 2026.