The facts
- Who files
- Accountable institutions: banks and non-bank financial institutions licensed by the Bank of Ghana. Source
- How often
- Once a year: the report on the compliance programme goes to both the Bank of Ghana and the Financial Intelligence Centre (FIC) by 31 December of each financial year. Source
- Deadline
- Not later than 31st December of every financial year. Source
- Format
- Other. Not stated on the pages read. Source
- How it is filed
- Filing route recorded for the BoG: PSA Returns. See how firms file with the BoG.
- Status
- In forceThe Guideline also requires an annual AML/CFT employee training programme and a contingency plan for newly-identified money-laundering risks, both also due to BOG and the Financial Intelligence Centre (FIC) by 31 December each year, and a separate compliance review of the AML/CFT Reporting Officer's own account due to BOG and FIC at the end of June and December each year. This return records the compliance-programme adequacy report as the main annual submission; the related training-programme and contingency-plan reports are not recorded as separate returns in this library. Source
- Group
- AML/CFT
Templates (0)
The library lists no templates for this return.
No published form; the Guideline requires a written report on the compliance programme's adequacy without a prescribed layout. Source
Validation rules
No published validation rules were found for this return. No validation rules were found on the Bank's public pages. Source
Public data
No published data from this return was found. No public data drawn from AML/CFT compliance reports was found; they are confidential supervisory submissions to the Bank of Ghana and the Financial Intelligence Centre. Source
Official documents (1)
The BoG's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.
- Anti-Money Laundering/Combating the Financing of Terrorism and the Proliferation of Weapons of Mass Destruction (AML/CFT&P) Guideline, for Banks and Non-Bank Financial Institutions in Ghana
Guidance · PDF · 1.5 MB · July 2018
Issued jointly by the Bank of Ghana and the Financial Intelligence Centre (FIC) under the Anti-Money Laundering Act, 2008 (Act 749) and the Anti-Money Laundering Regulations, 2011 (L.I. 1987). Suspicious Transaction Reports and cash transaction reports go to the FIC, a separate authority, and are out of scope of this file; the annual compliance-programme, training-programme and contingency-plan reports go to BOG and FIC jointly and are in scope.
SHA-256
61021a68b9b8show in full61021a68b9b89a8d16567fbc8a10fa7fa40763caf73e4a8256193a0e9feb2590
Sources
Every page and document this return's facts were read from.
- bog.gov.gh/wp-content/uploads/2019/09/Revised-AML-CFT-Guideline-AS-AMENDED-Final.pdf
- bog.gov.gh/reg_directives/guidelines-for-anti-money-laundering-combating-the-financing-of-terrorism/
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Last checked 13 November 2026.