The facts
- Who files
- This Reporting Standard applies to all private health insurers. Source
- How often
- Annually, for each year ending 30 June. Source
- Deadline
- By 30 September each year. Source
- Format
- XML, Excel, Web form. Lodged in APRA Connect: upload an XML file built to the published XSD, upload an Excel file using the form layouts in the reporting taxonomy, or enter the data on screen. APRA Connect does not take XBRL for these collections. Source
- How it is filed
- Filing routes recorded for the APRA: APRA Connect; Alternate Submission Process (temporary). See how firms file with the APRA.
- Status
- In force
- Legal basis
- Group
- Private health insurance: Operations, forecasts and claims
Templates (5)
The tables and forms inside the return. Plain name first, the APRA's code in brackets.
- HIB Policy Forecasts (HRS 104.0 Table 1) (HRS_104_0_Table_1)
- HRB Non-Insurance and Capital Forecasts (HRS 104.0 Table 2) (HRS_104_0_Table_2)
- Target Capital (HRS 104.0 Table 3) (HRS_104_0_Table_3)
- Hospital Category Gross Margin Forecasts (HRS 104.0 Table 4) (HRS_104_0_Table_4)
- Gross Margin Targets (HRS 104.0 Table 5) (HRS_104_0_Table_5)
Form tables in the APRA Connect reporting taxonomy (APRA-HRS 104.0 Forecasts and Targets-V6). Source
Validation rules
19 rules, as counted from the APRA's published material. They are written for people to read; software cannot run them as published. Source
How they are written: Excel Rules worksheet listing each rule ID, type (error or warning) and a plain-English business definition; an XSD in the same zip validates the structure of XML files. No executable expressions are published for these collections..
How they were counted
Rows in the Rules worksheet of the current reporting taxonomy workbook(s) inside the APRA Connect taxonomy artefacts zip: 19 in APRA-HRS 104.0 Forecasts and Targets-V6.xlsx. Includes general checks such as the ABN check. Built-in data type and enumeration checks are not listed as rules.
Counts are in the APRA's own unit, so they are not comparable with other regulators' counts.
Public data
No published data from this return was found. No APRA statistical publication was found that names this return as a source (checked the explanatory notes and specifications of APRA’s current statistical publications). Source
Official documents (5)
The APRA's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.
- Financial Sector (Collection of Data) (reporting standard) determination No. 98 of 2023 (Reporting Standard HRS 104.0)
Reporting standard · PDF · 836.1 KB · 26 May 2023
Legislative instrument F2023L00636 on the Federal Register of Legislation, registered 2023-05-30; status on the register: InForce.
SHA-256
558d90230c48show in full558d90230c48580f22e0fc2eb84bb9433e2290d15e13e8bc66e4f5c5914de551 - Private health insurance: prudential and reporting standards (APRA list of current standards)
List of returns · HTML
- APRA Connect PHI Taxonomy Artefacts February 2026
Taxonomy · ZIP · 1.3 MB · 26 February 2026
Zip of APRA Connect reporting taxonomy workbooks (one per collection, each with Forms, Elements and Rules worksheets), XSD files for XML upload, and the industry validation rules workbook.
SHA-256
70a8fc1cfc48show in full70a8fc1cfc48b9b08b46f61b47468d7830d27218be898fb71411cebe9e47619c - APRA Connect - PHI Artefacts Change Log February 2026
Release note · XLSX · 36.0 KB · 26 February 2026
SHA-256
232f7ee71004show in full232f7ee71004761fd53ad40f4b62546e667d0575cc8c39d4ec9f4c36d84e1c57 - APRA Connect Taxonomy Artefacts
Guidance · HTML · 29 October 2026
Explains the reporting taxonomy, validation rules file and XSD files, and lists each collection’s XSD.
Sources
Every page and document this return's facts were read from.
- apra.gov.au/private-health-insurance/prudential-and-reporting-standards
- legislation.gov.au/F2023L00636/latest/text
- apra.gov.au/system/files/2026-05/APRA%20Connect%20PHI%20Taxonomy%20Artefacts%20February%202026.zip
- apra.gov.au/apra-connect/apra-connect-taxonomy-artefacts
- apra.gov.au/news-and-publications?document_type%5B0%5D=bundle%3Astatistical_publication&created=All&sort_bef_combine=created_DESC
Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.
Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see APRA's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.
© Australian Prudential Regulation Authority 2024. Material from APRA (https://www.apra.gov.au) is used under the Creative Commons Attribution 4.0 International licence (https://creativecommons.org/licenses/by/4.0/); this library summarises it in plain English and links the originals.
Last checked 11 November 2026.
