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In forceBanking: LiquidityLast checked 11 November 2026

Liquidity (ARS 210.0)

A regulatory return listed by the Australian Prudential Regulation Authority (APRA), Australia.

Collects information on an ADI's liquidity and funding. APRA uses it to supervise the firm (prudential supervision), including checking it meets Prudential Standard APS 210 Liquidity. It may also be used by the Reserve Bank of Australia. Source

Official title: Reporting Standard ARS 210.0 Liquidity

The facts

Who files
This Reporting Standard applies to all authorised deposit-taking institutions (ADIs), excluding providers of purchased payment facilities. This Reporting Standard may also apply to the non-operating holding company (NOHC) of an ADI (refer to paragraph 6). Source
How often
Quarterly for most forms; ARF 210.4 (funding plan) annually; ARF 210.5 (daily liquidity report) when APRA asks for it. Source
Deadline
Quarterly information within 35 calendar days of the end of the quarter. ARF 210.4 annually, within 35 calendar days of the end of the ADI’s financial year. ARF 210.5 by close of business on the day APRA asks (data as at the previous day), or the next business day if the request arrives after 12pm. Source
Format
XML, Excel, Web form. A former D2A collection now in APRA Connect: entities can upload XML or Excel or enter the data manually. APRA ended the temporary Alternate Submission Process (which also took XBRL files) for ADI collections from the 31 July 2026 (ARF 210.5), 31 August 2026 (EFS) and 30 September 2026 (other migrated collections) reporting periods. Source
How it is filed
Filing routes recorded for the APRA: APRA Connect; Alternate Submission Process (temporary). See how firms file with the APRA.
Status
In force
Legal basis
Group
Banking: Liquidity

Templates (8)

The tables and forms inside the return. Plain name first, the APRA's code in brackets.

  • Liquidity Coverage Ratio - all currencies (ARF_210_1A)
  • Liquidity Coverage Ratio - AUD only (ARF_210_1B)
  • Minimum Liquidity Holdings Ratio (ARF_210_2)
  • Contractual Maturity Mismatch - Funded Assets (ARF_210_3_1)
  • Contractual Maturity Mismatch - Funding Liabilities and Capital (ARF_210_3_2)
  • 3-year Funding Plan (ARF_210_4)
  • Net Stable Funding Ratio (ARF_210_6)
  • Daily Liquidity Report (ARF_210_5)

Forms listed in APRA’s APRA Connect taxonomy for this migrated D2A collection (Liquidity). Source

Validation rules

125 rules, as counted from the APRA's published material. Software can run them exactly as published. Source

How they are written: Excel Rules worksheet with an Expression column (APRA Connect expression syntax), a constraint column and a failure message for each rule..

The rules, on apra.gov.au

How they were counted

Rules in the Rules worksheet of the APRA Connect taxonomy whose List Name, Display Text or Forms column names a form of this standard: 69 of the 72 rules in APRA-ADI - Liquidity Taxonomy.xlsx (3 rules in that file name no single form, such as ABN, reporting date and some cross-form checks, and are not counted); 56 of the 59 rules in APRA-ADI - Daily Liquidity Report.xlsx (3 rules in that file name no single form, such as ABN, reporting date and some cross-form checks, and are not counted).

Counts are in the APRA's own unit, so they are not comparable with other regulators' counts.

Public data

Published firm by firm. Data from this return appear in: ADI centralised publication (ADICP) (firm by firm); Quarterly ADI performance statistics (QADIP) (industry totals). Source

Where it is published (Excel (March 2013 onwards))

  • ADI centralised publication (ADICP)

    Firm by firm · Excel (March 2013 onwards)

    Key capital and liquidity figures for each ADI, released quarterly with the quarterly ADI statistics. The explanatory notes name ARF 110.0 Capital Adequacy and ARF 210.1A, 210.2 and 210.6 (liquidity ratios) as sources. Source

  • Quarterly ADI performance statistics (QADIP)

    Added up across firms · Excel (September 2004 onwards)

    Industry totals for ADIs: financial performance and position, capital adequacy, asset quality, liquidity and key ratios, quarterly. The explanatory notes list the source returns, including ARF 110.0, 210.x, 220.0, 322.0, 323.0, 330.x and the EFS forms 720.0 to 720.6. Source

Official documents (12)

The APRA's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see APRA's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

© Australian Prudential Regulation Authority 2024. Material from APRA (https://www.apra.gov.au) is used under the Creative Commons Attribution 4.0 International licence (https://creativecommons.org/licenses/by/4.0/); this library summarises it in plain English and links the originals.

Last checked 11 November 2026.