Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

None of the 20 values it checks in criticality assessment of economic functions (FUNC 1 PAY).b can be negative (Z 07.01.3.b, EBA rule v90261_s)

A warning in the resolution planning: critical functions and services return (RESOL2), on template Z 07.01.3.b, criticality assessment of economic functions (FUNC 1 PAY).b.

Check your file against this ruleWhat to do if it fails

The rule in plain words

None of the values it checks in criticality assessment of economic functions (FUNC 1 PAY).b can be negative.

EBA checks it for two columns: value of transactions (0030) and value of transactions (0070). And for ten rows, from payment services to MFIs (0160) to other services / activities / functions (3) (0240). That makes 20 checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Value of transactions: (2) Non-financial corporations - SMEs >= 0

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Look for a value with the wrong sign in these cells, such as an amount entered as a negative number.
  3. 03EBA compares the values exactly here: there is no rounding tolerance.
  4. 04It runs only when your filing indicators mark Z 07.01.3 as reported.
  5. 05This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Criticality assessment of economic functions (FUNC 1 PAY).b (Z 07.01.3.b)

Rows

  • 0160Payment services to MFIs
  • 0170Payment services to non-MFIs
  • 0172(1) Households
  • 0174(2) Non-financial corporations - SMEs
  • 0176(3) Non-financial corporations – non-SMEs
  • 0180Cash services
  • 0190Securities settlement services
  • 0220Other services / activities / functions (1)
  • 0230Other services / activities / functions (2)
  • 0240Other services / activities / functions (3)

Columns

  • 0030Value of transactions
  • 0070Value of transactions

A worked example

The first of its checks, with simple numbers.

What the rule then expects

Non-financial corporations - SMEs, value of transactions must then be at least 0.

0Passes
-100Fails

A file that reports 0 passes. One that reports -100 fails, by 100.

The numbers are illustrative.

Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{Z_07.01.3.b,r0174,c0070,} >= 0

The next five:

{Z_07.01.3.b,r0240,c0070,} >= 0{Z_07.01.3.b,r0220,c0070,} >= 0{Z_07.01.3.b,r0172,c0030,} >= 0{Z_07.01.3.b,r0170,c0030,} >= 0{Z_07.01.3.b,r0190,c0030,} >= 0

And 14 more, the same formula for the other cells it covers.

Every RESOL2 rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.