Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Operational deposits maintained for clearing, custody, cash management or other comparable services in the context of an established operational relationship must equal the sum of its four parts (C 73.00.w, EBA rule v7618_m)

A warning in the liquidity coverage ratio return (LCR), on template C 73.00.w, liquidity coverage, outflows, significant currencies (DA).

Check your file against this ruleWhat to do if it fails

The rule in plain words

Operational deposits maintained for clearing, custody, cash management or other comparable services in the context of an established operational relationship must equal these four added up:

  • Memorandum items provided by credit institutions
  • Memorandum items provided by financial customers other than credit institutions
  • Memorandum items provided by other customers
  • Memorandum items provided by sovereigns, central banks, MDBs and PSEs

EBA checks it for two columns: amount and outflow. That makes two checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Amount: maintained for clearing, custody, cash management or other comparable services in the context of an established operational relationship = provided by credit institutions + provided by financial customers other than credit institutions + provided by other customers + provided by sovereigns, central banks, MDBs and PSEs

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark C 73.00 as reported.
  6. 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Liquidity coverage, outflows, significant currencies (DA) (C 73.00.w)

Rows

  • 0130maintained for clearing, custody, cash management or other comparable services in the context of an established operational relationship
  • 1180provided by credit institutions
  • 1190provided by financial customers other than credit institutions
  • 1200provided by sovereigns, central banks, MDBs and PSEs
  • 1210provided by other customers

Columns

  • 0010Amount
  • 0060Outflow

A worked example

The first of its checks, with simple numbers.

Illustrative values
Memorandum items provided by credit institutions1,200
Memorandum items provided by financial customers other than credit institutions800
Memorandum items provided by other customers450
Memorandum items provided by sovereigns, central banks, MDBs and PSEs300
Together2,750
What the rule then expects

Operational deposits maintained for clearing, custody, cash management or other comparable services in the context of an established operational relationship must then be 2,750.

2,750Passes
2,850Fails

A file that reports 2,750 passes. One that reports 2,850 fails, by 100.

The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.

Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{C_73.00.w,r0130,c0010,} = sum({C_73.00.w,r1180,c0010,},{C_73.00.w,r1190,c0010,},{C_73.00.w,r1210,c0010,},{C_73.00.w,r1200,c0010,})

The next one:

{C_73.00.w,r0130,c0060,} = sum({C_73.00.w,r1200,c0060,},{C_73.00.w,r1190,c0060,},{C_73.00.w,r1180,c0060,},{C_73.00.w,r1210,c0060,})

Every LCR rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.