The rule in plain words
Monies due from financial customers being classified as operational deposits where the credit institution is not able to establish a corresp cannot be more than 0.05.
EBA checks it for three columns, all for cap on inflows: subject to the 75%, subject to the 90% and exempted from the. That makes three checks. A failure names the one that failed.
How the Line4 Check report words itShowHide
The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.
Exempted from the cap on inflows: monies due from financial customers being classified as operational deposits where the credit institution is not able to establish a corresp <= 0.05
What to do if your filing fails it
- 01Open the template below and find the cells the rule reads.
- 02Look for a value outside the limit in these cells.
- 03If the value is a percentage, EBA expects it as a decimal: 12% is reported as 0.12.
- 04EBA compares the values exactly here: there is no rounding tolerance.
- 05It runs only when your filing indicators mark C 74.00 as reported.
- 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.
The cells it reads
Liquidity coverage, inflows, total (DA) (C 74.00.a)
Row
- 0130monies due from financial customers being classified as operational deposits where the credit institution is not able to establish a corresp
Columns
- 0080Subject to the 75% cap on inflows
- 0090Subject to the 90% cap on inflows
- 0100Exempted from the cap on inflows
A worked example
The first of its checks, with simple numbers.
Monies due from financial customers being classified as operational deposits where the credit institution is not able to establish a corresp, exempted from the cap on inflows can then be at most 0.05.
A file that reports 0.05 passes. One that reports 0.15 fails, by 0.1.
The numbers are illustrative.
Show the rule as writtenShowHide
EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.
{C_74.00.a,r0130,c0100,} <= 0.05The next two:
{C_74.00.a,r0130,c0080,} <= 0.05{C_74.00.a,r0130,c0090,} <= 0.05Other rules on C 74.00.a
- Loans with an undefined contractual end date cannot be more than 0.2 (v7593_m)Warning
- Subject to the 75% cap on inflows: if amount is zero or more, applicable weight cannot be negative (v7595_m)Warning
- Subject to the 75% cap on inflows cannot be more than 0.5, and subject to the 90% cap on inflows cannot be more than 0.5, and exempted from the cap on inflows cannot be more than 0.5 (v7592_m)Warning
- Subject to the 75% cap on inflows cannot be more than 1, and subject to the 90% cap on inflows cannot be more than 1, and exempted from the cap on inflows cannot be more than 1 (v7591_m)Warning
- Exempted from the cap on inflows: if amount is zero or more, inflow cannot be negative (v7590_m)Warning
- Subject to the 90% cap on inflows: if amount is zero or more, inflow cannot be negative (v7589_m)Warning
- Subject to the 75% cap on inflows: if amount is zero or more, inflow cannot be negative (v7588_m)Warning
- Secured cash 30 day inflows, value / percentage must equal a calculation over 24 cells (C 76.00.a, v7475_m)Warning
Checks like this one, run at the point of submission, are the first step to real-time supervision.