Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

The sum of two columns cannot be less than amount qualifying as Owns funds (Z 11.00, EBA rule v6511_m)

A warning in the resolution planning: organisation and liabilities return (RESOL1), on template Z 11.00, intragroup liabilities, excluding derivatives.

Check your file against this ruleWhat to do if it fails

The rule in plain words

Outstanding Principal amount plus accrued interest cannot be less than amount qualifying as Owns funds.

How the Line4 Check report words itShow

Word for word as the report shows it when the rule fails.

Outstanding Principal Amount + Accrued Interest >= Amount Qualifying as Owns Funds

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Compare the values in your file. If the first is smaller than it may be, one of them is wrong: check both before you change either.
  3. 03EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  4. 04It runs only when your filing indicators mark Z 11.00 as reported.
  5. 05This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Intragroup liabilities, excluding derivatives (Z 11.00)

Columns

  • 0080Outstanding Principal Amount
  • 0090Accrued Interest
  • 0190Amount Qualifying as Owns Funds

A worked example

The first of its checks, with simple numbers.

Illustrative values
Outstanding Principal amount1,200
Accrued interest800
Together2,000
What the rule then expects

Amount qualifying as Owns funds can then be at most 2,000.

2,000Passes
2,100Fails

A file that reports 2,000 passes. One that reports 2,100 fails, by 100.

The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.

Show the rule as writtenShow

EBA's formula. Cells are written as {template, row, column, sheet}.

{Z_11.00,,c0080,} + {Z_11.00,,c0090,} >= {Z_11.00,,c0190,}

Every RESOL1 rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.