Line4

1 min readBlockingEBA reporting framework 4.2Updated 10 November 2026

Deposits, not covered and not preferential must equal the sum of its four parts (Z 02.00.b, EBA rule v6497_m)

A blocking check in the resolution planning: organisation and liabilities return (RESOL1), on template Z 02.00.b, liability structure (LIAB).

Check your file against this ruleWhat to do if it fails

The rule in plain words

Deposits, not covered and not preferential must equal these four added up:

  • Residual maturity <= 1 month
  • Residual maturity > 1 month < 1 year
  • Residual maturity >= 1 year and < 2 years
  • Residual maturity >= 2 years

EBA checks it for twelve columns, from carrying amount (0011) to carrying amount (0111). That makes twelve checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Carrying Amount: Deposits, not covered and not preferential = of which: residual maturity <= 1 month + of which: residual maturity > 1 month < 1 year + of which: residual maturity >= 1 year and < 2 years + of which: residual maturity >= 2 years

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark Z 02.00 as reported.
  6. 06This is a blocking check. A filing that fails it is normally rejected, so fix it before you submit.

The cells it reads

Liability structure (LIAB) (Z 02.00.b)

Rows

  • 0320Deposits, not covered and not preferential
  • 0321of which: residual maturity <= 1 month
  • 0322of which: residual maturity > 1 month < 1 year
  • 0323of which: residual maturity >= 1 year and < 2 years
  • 0324of which: residual maturity >= 2 years

Columns

  • 0011Carrying Amount
  • 0021Carrying Amount
  • 0031Carrying Amount
  • 0041Carrying Amount
  • 0051Carrying Amount
  • 0056Carrying Amount
  • 0061Carrying Amount
  • 0071Carrying Amount
  • 0081Carrying Amount
  • 0091Carrying Amount
  • 0101Carrying Amount
  • 0111Carrying Amount

A worked example

The first of its checks, with simple numbers.

Illustrative values
residual maturity <= 1 month1,200
residual maturity > 1 month < 1 year800
residual maturity >= 1 year and < 2 years450
residual maturity >= 2 years300
Together2,750
What the rule then expects

Deposits, not covered and not preferential must then be 2,750.

2,750Passes
2,850Fails

A file that reports 2,750 passes. One that reports 2,850 fails, by 100.

The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.

Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{Z_02.00.b,r0320,c0011,} = {Z_02.00.b,r0321,c0011,} + {Z_02.00.b,r0322,c0011,} + {Z_02.00.b,r0323,c0011,} + {Z_02.00.b,r0324,c0011,}

The next five:

{Z_02.00.b,r0320,c0061,} = {Z_02.00.b,r0321,c0061,} + {Z_02.00.b,r0322,c0061,} + {Z_02.00.b,r0323,c0061,} + {Z_02.00.b,r0324,c0061,}{Z_02.00.b,r0320,c0051,} = {Z_02.00.b,r0321,c0051,} + {Z_02.00.b,r0322,c0051,} + {Z_02.00.b,r0323,c0051,} + {Z_02.00.b,r0324,c0051,}{Z_02.00.b,r0320,c0071,} = {Z_02.00.b,r0321,c0071,} + {Z_02.00.b,r0322,c0071,} + {Z_02.00.b,r0323,c0071,} + {Z_02.00.b,r0324,c0071,}{Z_02.00.b,r0320,c0021,} = {Z_02.00.b,r0321,c0021,} + {Z_02.00.b,r0322,c0021,} + {Z_02.00.b,r0323,c0021,} + {Z_02.00.b,r0324,c0021,}{Z_02.00.b,r0320,c0056,} = {Z_02.00.b,r0321,c0056,} + {Z_02.00.b,r0322,c0056,} + {Z_02.00.b,r0323,c0056,} + {Z_02.00.b,r0324,c0056,}

And 6 more, the same formula for the other cells it covers.

Every RESOL1 rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.