Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Each of the 62 values it checks in pricing: deposit and other liabilities must be more than -0.05 (P 02.05, EBA rule v6248_m)

A warning in the funding plans return (FP), on template P 02.05, pricing: deposit and other liabilities.

Check your file against this ruleWhat to do if it fails

The rule in plain words

Each of the values it checks in pricing: deposit and other liabilities must be more than -0.05.

EBA checks it for two columns: actual current position and planned Year 1 Position. And for 31 rows, from deposits from households (excl. repurchase agreements) (010) to other secured debt securities (210). That makes 62 checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Actual current position: Short-term debt securities issued (original maturity <1year) > - 0.05

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Look for a value outside the limit in these cells.
  3. 03If the value is a percentage, EBA expects it as a decimal: 12% is reported as 0.12.
  4. 04EBA compares the values exactly here: there is no rounding tolerance.
  5. 05It runs only when your filing indicators mark P 02.05 as reported.
  6. 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Pricing: deposit and other liabilities (P 02.05)

Rows

  • 010Deposits from households (excl. repurchase agreements)
  • 020Domestic activities
  • 031Other EEA countries activities
  • 032Non-EEA countries activities
  • 050Deposits from non-financial corporations (excl. repurchase agreements)
  • 060Domestic activities
  • 071Other EEA countries activities
  • 072Non-EEA countries activities
  • 079Deposits from credit institutions (excl. repurchase agreements)
  • 081Domestic activities
  • 082Other EEA countries activities
  • 083Non-EEA countries activities
  • 084Deposits from other financial corporations (excl. repurchase agreements)
  • 085Domestic activities
  • 086Other EEA countries activities
  • 087Non-EEA countries activities
  • 088Deposits from central banks (excl. repurchase agreements)
  • 089Deposits from general governments (excl. repurchase agreements)
  • 090Short-term debt securities issued (original maturity <1year)
  • 100Long-term debt securities issued (original maturity >=1year)
  • 110Total long-term unsecured debt securities issued
  • 120Additional Tier 1 instruments
  • 130Tier 2 instruments
  • 140Subordinated instruments (not already T1 or T2)
  • 150Senior non-preferred
  • 160Senior unsecured (HoldCo)
  • 170Other long-term unsecured instruments
  • 180Total long-term secured debt securities
  • 190Covered bonds
  • 200Asset backed securities
  • 210Other secured debt securities

Columns

  • 010Actual current position
  • 020Planned Year 1 Position

A worked example

The first of its checks, with simple numbers.

What the rule then expects

Short-term debt securities issued (original maturity <1year), actual current position must then be more than -0.05.

0.05Passes
-0.05Fails

A file that reports 0.05 passes. One that reports -0.05 fails.

The numbers are illustrative.

Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{P_02.05,r090,c010,} > -0.05

The next five:

{P_02.05,r060,c020,} > -0.05{P_02.05,r082,c020,} > -0.05{P_02.05,r081,c010,} > -0.05{P_02.05,r085,c020,} > -0.05{P_02.05,r120,c020,} > -0.05

And 56 more, the same formula for the other cells it covers.

Every FP rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.