Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

If actual current position is not zero, planned Year 1 Position cannot be zero, and planned Year 2 Position cannot be zero, and planned Year 3 Position cannot be zero (P 01.03, EBA rule v6231_m)

A warning in the funding plans return (FP), on template P 01.03, liquidity ratios.

Check your file against this ruleWhat to do if it fails

The rule in plain words

If actual current position is not zero, planned Year 1 Position cannot be zero, and planned Year 2 Position cannot be zero, and planned Year 3 Position cannot be zero.

EBA checks it for four rows: net stable funding ratio (per cent), available stable funding, required stable funding and NSFR surplus/(deficit). That makes four checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

If Net Stable Funding Ratio (per cent), Actual current position != 0, then (Net Stable Funding Ratio (per cent), Planned Year 1 Position != 0 and Net Stable Funding Ratio (per cent), Planned Year 2 Position != 0 and Net Stable Funding Ratio (per cent), Planned Year 3 Position != 0)

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02The check applies only when its first part holds in your file. When it does, the second part must hold too: fix the second part, or correct the first.
  3. 03EBA compares the values exactly here: there is no rounding tolerance.
  4. 04It runs only when your filing indicators mark P 01.03 as reported.
  5. 05This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Liquidity ratios (P 01.03)

Rows

  • 010Net Stable Funding Ratio (per cent)
  • 012Available stable funding
  • 014Required stable funding
  • 020NSFR surplus/(deficit)

Columns

  • 010Actual current position
  • 030Planned Year 1 Position
  • 040Planned Year 2 Position
  • 050Planned Year 3 Position
Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

if ({P_01.03,r010,c010,} != 0) then ({P_01.03,r010,c030,} != 0 and {P_01.03,r010,c040,} != 0 and {P_01.03,r010,c050,} != 0) else True

The next three:

if ({P_01.03,r012,c010,} != 0) then ({P_01.03,r012,c030,} != 0 and {P_01.03,r012,c040,} != 0 and {P_01.03,r012,c050,} != 0) else Trueif ({P_01.03,r020,c010,} != 0) then ({P_01.03,r020,c030,} != 0 and {P_01.03,r020,c040,} != 0 and {P_01.03,r020,c050,} != 0) else Trueif ({P_01.03,r014,c010,} != 0) then ({P_01.03,r014,c030,} != 0 and {P_01.03,r014,c040,} != 0 and {P_01.03,r014,c050,} != 0) else True

Every FP rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.