The rule in plain words
If deposits from households (excl. repurchase agreements) is more than zero, domestic activities must be more than zero.
EBA checks it for four columns: actual current position, planned Year 1 Position, planned Year 2 Position and planned Year 3 Position. That makes four checks. A failure names the one that failed.
How the Line4 Check report words itShowHide
The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.
Actual current position: If Deposits from households (excl. repurchase agreements) > 0, then Domestic activities > 0
What to do if your filing fails it
- 01Open the template below and find the cells the rule reads.
- 02The check applies only when its first part holds in your file. When it does, the second part must hold too: fix the second part, or correct the first.
- 03EBA compares the values exactly here: there is no rounding tolerance.
- 04It runs only when your filing indicators mark P 01.02 as reported.
- 05This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.
The cells it reads
Liabilities (P 01.02)
Rows
- 020Deposits from households (excl. repurchase agreements)
- 030Domestic activities
Columns
- 010Actual current position
- 030Planned Year 1 Position
- 040Planned Year 2 Position
- 050Planned Year 3 Position
Show the rule as writtenShowHide
EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.
if ({P_01.02,r020,c010,} > 0) then ({P_01.02,r030,c010,} > 0) else TrueThe next three:
if ({P_01.02,r020,c050,} > 0) then ({P_01.02,r030,c050,} > 0) else Trueif ({P_01.02,r020,c030,} > 0) then ({P_01.02,r030,c030,} > 0) else Trueif ({P_01.02,r020,c040,} > 0) then ({P_01.02,r030,c040,} > 0) else TrueOther rules on P 01.02
- If deposits from non-financial corporations (excl. repurchase agreements) is more than zero, domestic activities must be more than zero (v6226_m)Warning
- If original maturity >= 3 years is more than zero, long-term debt securities issued (original maturity >=1 year) must be more than zero (v6229_m)Warning
- If actual current position is not zero, planned Year 1 Position cannot be zero, and planned Year 2 Position cannot be zero, and planned Year 3 Position cannot be zero (v6230_m)Warning
- If deposits from households (excl. repurchase agreements) in P 01.02 is not zero, deposits from households (excl. repurchase agreements) in P 02.05 cannot be zero (v6233_m)Warning
- Deposits from households (excl. repurchase agreements): if domestic activities in P 01.02 is not zero, domestic activities in P 02.05 cannot be zero (v6234_m)Warning
- If deposits from non-financial corporations (excl. repurchase agreements) in P 01.02 is not zero, deposits from non-financial corporations (excl. repurchase agreements) in P 02.05 cannot be zero (v6235_m)Warning
- Deposits from non-financial corporations (excl. repurchase agreements): if domestic activities in P 01.02 is not zero, domestic activities in P 02.05 cannot be zero (v6236_m)Warning
- If short-term debt securities issued (original maturity <1 year) is not zero, short-term debt securities issued (original maturity <1year) cannot be zero (v6238_m)Warning
Checks like this one, run at the point of submission, are the first step to real-time supervision.