Line4

2 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Total event types cannot be less than the sum of seven columns (EBA rule v5838_m)

A warning in the own funds and capital requirements return (COREP own funds), on template C 17.01.a, operational risk: losses and recoveries by business lines and event types in the last year.

Check your file against this ruleWhat to do if it fails

The rule in plain words

Total event types cannot be less than these seven added up:

  • Internal fraud
  • External fraud
  • Employment practices and workplace safety
  • Clients, products & business practices
  • Damage to physical assets
  • Business disruption and system failures
  • Execution, delivery & process management

EBA checks it for 45 rows, from number of events (new events) (0010) to total recovery from insurance (0880). That makes 45 checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Total direct loss recovery, TOTAL EVENT TYPES >= Total direct loss recovery, INTERNAL FRAUD + Total direct loss recovery, EXTERNAL FRAUD + Total direct loss recovery, EMPLOYMENT PRACTICES AND WORKPLACE SAFETY + Total direct loss recovery, CLIENTS, PRODUCTS & BUSINESS PRACTICES + Total direct loss recovery, DAMAGE TO PHYSICAL ASSETS + Total direct loss recovery, BUSINESS DISRUPTION AND SYSTEM FAILURES + Total direct loss recovery, EXECUTION, DELIVERY & PROCESS MANAGEMENT

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Compare the values in your file. If the first is smaller than it may be, one of them is wrong: check both before you change either.
  3. 03EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  4. 04It runs only when your filing indicators mark C 17.01 as reported.
  5. 05This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Operational risk: losses and recoveries by business lines and event types in the last year (C 17.01.a)

Rows

  • 0010Number of events (new events)
  • 0020Gross loss amount (new events)
  • 0030Number of events subject to loss adjustments
  • 0070Total direct loss recovery
  • 0080Total recovery from insurance
  • 0110Number of events (new events)
  • 0120Gross loss amount (new events)
  • 0130Number of events subject to loss adjustments
  • 0170Total direct loss recovery
  • 0180Total recovery from insurance
  • 0210Number of events (new events)
  • 0220Gross loss amount (new events)
  • 0230Number of events subject to loss adjustments
  • 0270Total direct loss recovery
  • 0280Total recovery from insurance
  • 0310Number of events (new events)
  • 0320Gross loss amount (new events)
  • 0330Number of events subject to loss adjustments
  • 0370Total direct loss recovery
  • 0380Total recovery from insurance
  • 0410Number of events (new events)
  • 0420Gross loss amount (new events)
  • 0430Number of events subject to loss adjustments
  • 0470Total direct loss recovery
  • 0480Total recovery from insurance
  • 0510Number of events (new events)
  • 0520Gross loss amount (new events)
  • 0530Number of events subject to loss adjustments
  • 0570Total direct loss recovery
  • 0580Total recovery from insurance
  • 0610Number of events (new events)
  • 0620Gross loss amount (new events)
  • 0630Number of events subject to loss adjustments
  • 0670Total direct loss recovery
  • 0680Total recovery from insurance
  • 0710Number of events (new events)
  • 0720Gross loss amount (new events)
  • 0730Number of events subject to loss adjustments
  • 0770Total direct loss recovery
  • 0780Total recovery from insurance

And 5 more.

Columns

  • 0010INTERNAL FRAUD
  • 0020EXTERNAL FRAUD
  • 0030EMPLOYMENT PRACTICES AND WORKPLACE SAFETY
  • 0040CLIENTS, PRODUCTS & BUSINESS PRACTICES
  • 0050DAMAGE TO PHYSICAL ASSETS
  • 0060BUSINESS DISRUPTION AND SYSTEM FAILURES
  • 0070EXECUTION, DELIVERY & PROCESS MANAGEMENT
  • 0080TOTAL EVENT TYPES

A worked example

The first of its checks, with simple numbers.

Illustrative values
Internal fraud1,200
External fraud800
Employment practices and workplace safety450
Clients, products & business practices300
Damage to physical assets150
Business disruption and system failures100
Execution, delivery & process management60
Together3,060
What the rule then expects

Total event types must then be at least 3,060.

3,060Passes
2,960Fails

A file that reports 3,060 passes. One that reports 2,960 fails, by 100.

The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.

Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{C_17.01.a,r0770,c0080,} >= {C_17.01.a,r0770,c0010,} + {C_17.01.a,r0770,c0020,} + {C_17.01.a,r0770,c0030,} + {C_17.01.a,r0770,c0040,} + {C_17.01.a,r0770,c0050,} + {C_17.01.a,r0770,c0060,} + {C_17.01.a,r0770,c0070,}

The next five:

{C_17.01.a,r0320,c0080,} >= {C_17.01.a,r0320,c0010,} + {C_17.01.a,r0320,c0020,} + {C_17.01.a,r0320,c0030,} + {C_17.01.a,r0320,c0040,} + {C_17.01.a,r0320,c0050,} + {C_17.01.a,r0320,c0060,} + {C_17.01.a,r0320,c0070,}{C_17.01.a,r0230,c0080,} >= {C_17.01.a,r0230,c0010,} + {C_17.01.a,r0230,c0020,} + {C_17.01.a,r0230,c0030,} + {C_17.01.a,r0230,c0040,} + {C_17.01.a,r0230,c0050,} + {C_17.01.a,r0230,c0060,} + {C_17.01.a,r0230,c0070,}{C_17.01.a,r0530,c0080,} >= {C_17.01.a,r0530,c0010,} + {C_17.01.a,r0530,c0020,} + {C_17.01.a,r0530,c0030,} + {C_17.01.a,r0530,c0040,} + {C_17.01.a,r0530,c0050,} + {C_17.01.a,r0530,c0060,} + {C_17.01.a,r0530,c0070,}{C_17.01.a,r0830,c0080,} >= {C_17.01.a,r0830,c0010,} + {C_17.01.a,r0830,c0020,} + {C_17.01.a,r0830,c0030,} + {C_17.01.a,r0830,c0040,} + {C_17.01.a,r0830,c0050,} + {C_17.01.a,r0830,c0060,} + {C_17.01.a,r0830,c0070,}{C_17.01.a,r0170,c0080,} >= {C_17.01.a,r0170,c0010,} + {C_17.01.a,r0170,c0020,} + {C_17.01.a,r0170,c0030,} + {C_17.01.a,r0170,c0040,} + {C_17.01.a,r0170,c0050,} + {C_17.01.a,r0170,c0060,} + {C_17.01.a,r0170,c0070,}

And 39 more, the same formula for the other cells it covers.

Every COREP own funds rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.