The rule in plain words
Other commitments given cannot be less than non-performing other commitments given.
All the values are in the nominal amount column (0120) of F 09.01.1.
How the Line4 Check report words itShowHide
Word for word as the report shows it when the rule fails.
Nominal amount: Other Commitments given >= of which: non-performing
What to do if your filing fails it
- 01Open the template below and find the cells the rule reads.
- 02Compare the values in your file. If the first is smaller than it may be, one of them is wrong: check both before you change either.
- 03EBA allows a small rounding difference, worked out from the decimals each value is reported with.
- 04It runs only when your filing indicators mark F 09.01.1 as reported.
- 05This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.
The cells it reads
Off-balance sheet exposures : loan commitments, financial guarantees and other commitments given (F 09.01.1)
Rows
- 0170Other Commitments given
- 0181of which: non-performing
Column
- 0120Nominal amount
A worked example
The first of its checks, with simple numbers.
Non-performing other commitments given can then be at most 1,200.
A file that reports 1,200 passes. One that reports 1,300 fails, by 100.
The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.
Show the rule as writtenShowHide
EBA's formula. Cells are written as {template, row, column, sheet}.
{F_09.01.1,r0170,c0120,} >= {F_09.01.1,r0181,c0120,}Other rules on F 09.01.1
- Financial guarantees given cannot be less than non-performing financial guarantees given (v5364_m)Warning
- Loan commitments given cannot be less than non-performing loan commitments given (v5363_m)Warning
- Other commitments given, non-performing exposures, accumulated impairment, accumulated negative changes in fair value due to credit risk and provisions must equal the sum of its five parts (v5207_m)Warning
- Financial guarantees given, non-performing exposures, accumulated impairment, accumulated negative changes in fair value due to credit risk and provisions must equal the sum of its five parts (v5206_m)Warning
- Loan commitments given, non-performing exposures, accumulated impairment, accumulated negative changes in fair value due to credit risk and provisions must equal the sum of its five parts (v5205_m)Warning
- Other commitments given: households, accumulated impairment, accumulated negative changes in fair value due to credit risk and provisions must equal the sum of its five parts (v5204_m)Warning
- Other commitments given: non-financial corporations, accumulated impairment, accumulated negative changes in fair value due to credit risk and provisions must equal the sum of its five parts (v5203_m)Warning
- Other commitments given: other financial corporations, accumulated impairment, accumulated negative changes in fair value due to credit risk and provisions must equal the sum of its five parts (v5202_m)Warning
Every FINREP 9 rule, by template
Checks like this one, run at the point of submission, are the first step to real-time supervision.