The rule in plain words

For households: these three added up must equal non-performing gross carrying amount (all sheets added up):

Non-performing (row 0227)
Non-performing (row 0197)
Non-performing (row 0150)

How the Line4 Check report words itShow

Word for word as the report shows it when the rule fails.

F_18.00.A: Loans and advances, households, Non-performing (row 0227) + F_18.00.A: Loans and advances, households, Non-performing (row 0197) + F_18.00.A: Loans and advances, households, Non-performing (row 0150) = F_20.04: Households, Of which: non-performing (all sheets added up)

What to do if your filing fails it

01Open the templates below and find the cells the rule reads.
02Work out both sides from your file, as the rule in plain words sets out, and compare them.
03EBA allows a small rounding difference, worked out from the decimals each value is reported with.
04It runs only when your filing indicators mark F 18.00 and F 20.04 as reported.
05This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Information on performing and non-performing exposures (I) (F 18.00.a)

Rows

0150Households
0197Households
0227Households

Column

0060Non-performing

Geographical breakdown of assets by residence of the counterparty (F 20.04)

Row

0220Households

Column

0025Of which: non-performing

Show the rule as writtenShow

EBA's formula. Cells are written as {template, row, column, sheet}.

sum({F_18.00.a,r0227,c0060,},{F_18.00.a,r0197,c0060,},{F_18.00.a,r0150,c0060,}) = sum({F_20.04,r0220,c0025,})

Every FINREP 9 rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.

The sum of three rows must equal households, non-performing gross carrying amount (all sheets added up) (EBA rule v5292_m)

The rule in plain words

What to do if your filing fails it

The cells it reads

Other rules on F 18.00.a