Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Total inflows must equal a calculation over five rows (C 74.00.w, EBA rule v4671_m)

A warning in the liquidity coverage ratio return (LCR), on template C 74.00.w, liquidity coverage, inflows, significant currencies (DA).

Check your file against this ruleWhat to do if it fails

The rule in plain words

Total inflows must equal these five worked out:

  • Inflows from unsecured transactions or deposits
  • Inflows from secured lending and capital market-driven transactions
  • Total inflows from collateral swaps
  • Minus (difference between total weighted inflows and total weighted outflows arising from transactions in third countries where there are transfer
  • Minus excess inflows from a related specialised credit institution

EBA checks it for three columns, all for cap on inflows: subject to the 75%, subject to the 90% and exempted from the. That makes three checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Exempted from the cap on inflows: TOTAL INFLOWS = Inflows from unsecured transactions/deposits + Inflows from secured lending and capital market-driven transactions + Total inflows from collateral swaps - (Difference between total weighted inflows and total weighted outflows arising from transactions in third countries where there are transfer - (Excess inflows from a related specialised credit institution)

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Work out both sides from your file, as the rule in plain words sets out, and compare them.
  3. 03EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  4. 04It runs only when your filing indicators mark C 74.00 as reported.
  5. 05This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Liquidity coverage, inflows, significant currencies (DA) (C 74.00.w)

Rows

  • 0010TOTAL INFLOWS
  • 0020Inflows from unsecured transactions/deposits
  • 0263Inflows from secured lending and capital market-driven transactions
  • 0410Total inflows from collateral swaps
  • 0420(Difference between total weighted inflows and total weighted outflows arising from transactions in third countries where there are transfer
  • 0430(Excess inflows from a related specialised credit institution)

Columns

  • 0140Subject to the 75% cap on inflows
  • 0150Subject to the 90% cap on inflows
  • 0160Exempted from the cap on inflows

A worked example

The first of its checks, with simple numbers.

Illustrative values
Inflows from unsecured transactions or deposits1,200
Inflows from secured lending and capital market-driven transactions800
Total inflows from collateral swaps450
(difference between total weighted inflows and total weighted outflows arising from transactions in third countries where there are transfer (taken away)300
(excess inflows from a related specialised credit institution) (taken away)150
Together2,000
What the rule then expects

Total inflows must then be 2,000.

2,000Passes
2,100Fails

A file that reports 2,000 passes. One that reports 2,100 fails, by 100.

The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.

Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{C_74.00.w,r0010,c0160,} = {C_74.00.w,r0020,c0160,} + {C_74.00.w,r0263,c0160,} + {C_74.00.w,r0410,c0160,} - {C_74.00.w,r0420,c0160,} - {C_74.00.w,r0430,c0160,}

The next two:

{C_74.00.w,r0010,c0150,} = {C_74.00.w,r0020,c0150,} + {C_74.00.w,r0263,c0150,} + {C_74.00.w,r0410,c0150,} - {C_74.00.w,r0420,c0150,} - {C_74.00.w,r0430,c0150,}{C_74.00.w,r0010,c0140,} = {C_74.00.w,r0020,c0140,} + {C_74.00.w,r0263,c0140,} + {C_74.00.w,r0410,c0140,} - {C_74.00.w,r0420,c0140,} - {C_74.00.w,r0430,c0140,}

Every LCR rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.