Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Operational deposits maintained in the context of IPS or a cooperative network must equal the sum of its two parts (C 73.00.w, EBA rule v4626_m)

A warning in the liquidity coverage ratio return (LCR), on template C 73.00.w, liquidity coverage, outflows, significant currencies (DA).

Check your file against this ruleWhat to do if it fails

The rule in plain words

Operational deposits maintained in the context of IPS or a cooperative network must equal not treated as liquid assets for the depositing institution plus operational deposits maintained in the context of IPS or a cooperative network treated as liquid assets for the depositing credit institution.

EBA checks it for two columns: amount and outflow. That makes two checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Outflow: maintained in the context of IPS or a cooperative network = not treated as liquid assets for the depositing institution + treated as liquid assets for the depositing credit institution

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark C 73.00 as reported.
  6. 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Liquidity coverage, outflows, significant currencies (DA) (C 73.00.w)

Rows

  • 0160maintained in the context of IPS or a cooperative network
  • 0170not treated as liquid assets for the depositing institution
  • 0180treated as liquid assets for the depositing credit institution

Columns

  • 0010Amount
  • 0060Outflow

A worked example

The first of its checks, with simple numbers.

Illustrative values
not treated as liquid assets for the depositing institution1,200
Operational deposits maintained in the context of IPS or a cooperative network treated as liquid assets for the depositing credit institution800
Together2,000
What the rule then expects

Operational deposits maintained in the context of IPS or a cooperative network must then be 2,000.

2,000Passes
2,100Fails

A file that reports 2,000 passes. One that reports 2,100 fails, by 100.

The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.

Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{C_73.00.w,r0160,c0060,} = {C_73.00.w,r0170,c0060,} + {C_73.00.w,r0180,c0060,}

The next one:

{C_73.00.w,r0160,c0010,} = {C_73.00.w,r0170,c0010,} + {C_73.00.w,r0180,c0010,}

Every LCR rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.