Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Total unadjusted liquid assets must equal the sum of its two parts (C 72.00.w, row 0010, EBA rule v4612_m)

A warning in the liquidity coverage ratio return (LCR), on template C 72.00.w, liquidity coverage, liquid assets, significant currencies (DA).

Check your file against this ruleWhat to do if it fails

The rule in plain words

Total unadjusted liquid assets must equal total unadjusted level 1 ASSETS plus total unadjusted level 2 ASSETS.

All the values are in the value according to Article 9 column (0040) of C 72.00.w.

How the Line4 Check report words itShow

Word for word as the report shows it when the rule fails.

Value according to Article 9: TOTAL UNADJUSTED LIQUID ASSETS = Total unadjusted level 1 ASSETS + Total unadjusted level 2 ASSETS

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong row, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark C 72.00 as reported.
  6. 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Liquidity coverage, liquid assets, significant currencies (DA) (C 72.00.w)

Rows

  • 0010TOTAL UNADJUSTED LIQUID ASSETS
  • 0020Total unadjusted level 1 ASSETS
  • 0220Total unadjusted level 2 ASSETS

Column

  • 0040Value according to Article 9

A worked example

The first of its checks, with simple numbers.

Illustrative values
Total unadjusted level 1 ASSETS1,200
Total unadjusted level 2 ASSETS800
Together2,000
What the rule then expects

Total unadjusted liquid assets must then be 2,000.

2,000Passes
2,100Fails

A file that reports 2,000 passes. One that reports 2,100 fails, by 100.

The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.

Show the rule as writtenShow

EBA's formula. Cells are written as {template, row, column, sheet}.

{C_72.00.w,r0010,c0040,} = {C_72.00.w,r0020,c0040,} + {C_72.00.w,r0220,c0040,}

Every LCR rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.