Line4

2 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Inflows within a group or an institutional protection scheme must equal the sum of its five parts (C 74.00.a, EBA rule v4530_m)

A warning in the liquidity coverage ratio return (LCR), on template C 74.00.a, liquidity coverage, inflows, total (DA).

Check your file against this ruleWhat to do if it fails

The rule in plain words

Inflows within a group or an institutional protection scheme must equal these five added up:

  • Monies due from non-financial customers (except for central banks)
  • Monies due from financial customers
  • Secured transactions
  • Monies due from maturing securities within 30 days
  • Any other inflows within a group or an institutional protection scheme

EBA checks it for six columns: subject to the 75% cap on inflows (0010), subject to the 90% cap on inflows (0020), exempted from the cap on inflows (0030), subject to the 75% cap on inflows (0140), subject to the 90% cap on inflows (0150) and exempted from the cap on inflows (0160). That makes six checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Exempted from the cap on inflows: Inflows within a group or an institutional protection scheme = Monies due from non-financial customers (except for central banks) + Monies due from financial customers + Secured transactions + Monies due from maturing securities within 30 days + Any other inflows within a group or an institutional protection scheme

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark C 74.00 as reported.
  6. 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Liquidity coverage, inflows, total (DA) (C 74.00.a)

Rows

  • 0460Inflows within a group or an institutional protection scheme
  • 0470Monies due from non-financial customers (except for central banks)
  • 0480Monies due from financial customers
  • 0490Secured transactions
  • 0500Monies due from maturing securities within 30 days
  • 0510Any other inflows within a group or an institutional protection scheme

Columns

  • 0010Subject to the 75% cap on inflows
  • 0020Subject to the 90% cap on inflows
  • 0030Exempted from the cap on inflows
  • 0140Subject to the 75% cap on inflows
  • 0150Subject to the 90% cap on inflows
  • 0160Exempted from the cap on inflows

A worked example

The first of its checks, with simple numbers.

Illustrative values
Monies due from non-financial customers (except for central banks)1,200
Monies due from financial customers800
Secured transactions450
Monies due from maturing securities within 30 days300
Any other inflows within a group or an institutional protection scheme150
Together2,900
What the rule then expects

Inflows within a group or an institutional protection scheme must then be 2,900.

2,900Passes
3,000Fails

A file that reports 2,900 passes. One that reports 3,000 fails, by 100.

The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.

Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{C_74.00.a,r0460,c0030,} = {C_74.00.a,r0470,c0030,} + {C_74.00.a,r0480,c0030,} + {C_74.00.a,r0490,c0030,} + {C_74.00.a,r0500,c0030,} + {C_74.00.a,r0510,c0030,}

The next five:

{C_74.00.a,r0460,c0160,} = {C_74.00.a,r0470,c0160,} + {C_74.00.a,r0480,c0160,} + {C_74.00.a,r0490,c0160,} + {C_74.00.a,r0500,c0160,} + {C_74.00.a,r0510,c0160,}{C_74.00.a,r0460,c0150,} = {C_74.00.a,r0470,c0150,} + {C_74.00.a,r0480,c0150,} + {C_74.00.a,r0490,c0150,} + {C_74.00.a,r0500,c0150,} + {C_74.00.a,r0510,c0150,}{C_74.00.a,r0460,c0010,} = {C_74.00.a,r0470,c0010,} + {C_74.00.a,r0480,c0010,} + {C_74.00.a,r0490,c0010,} + {C_74.00.a,r0500,c0010,} + {C_74.00.a,r0510,c0010,}{C_74.00.a,r0460,c0140,} = {C_74.00.a,r0470,c0140,} + {C_74.00.a,r0480,c0140,} + {C_74.00.a,r0490,c0140,} + {C_74.00.a,r0500,c0140,} + {C_74.00.a,r0510,c0140,}{C_74.00.a,r0460,c0020,} = {C_74.00.a,r0470,c0020,} + {C_74.00.a,r0480,c0020,} + {C_74.00.a,r0490,c0020,} + {C_74.00.a,r0500,c0020,} + {C_74.00.a,r0510,c0020,}

Every LCR rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.