Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

None of the 24 values it checks in educational background of members of the management body can be negative (R 20.00, EBA rule v22842_s)

A warning in the diversity benchmarking return (REM diversity), on template R 20.00, educational background of members of the management body.

Check your file against this ruleWhat to do if it fails

The rule in plain words

None of the values it checks in educational background of members of the management body can be negative.

EBA checks it for three columns: executive directors, non-executive directors (excluding employee representatives) and employee representatives. And for eight rows: law, business administration or Economics, mathematics, Physics, engineering, other natural science, information technology, university degrees in other than the above subjects, tertiary education in banking or finance, other tertiary education, and none of the above tertiary educations. That makes 24 checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Executive directors: Law >= 0

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Look for a value with the wrong sign in these cells, such as an amount entered as a negative number.
  3. 03EBA compares the values exactly here: there is no rounding tolerance.
  4. 04It runs only when your filing indicators mark R 20.00 as reported.
  5. 05This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Educational background of members of the management body (R 20.00)

Rows

  • 0010Law
  • 0020Business administration or Economics
  • 0030Mathematics, Physics, Engineering, other natural science
  • 0040Information technology
  • 0050University degrees in other than the above subjects
  • 0060Tertiary education  in banking or finance
  • 0070Other tertiary education
  • 0080None of the above tertiary educations

Columns

  • 0010Executive directors
  • 0020Non-executive directors (excluding employee representatives)
  • 0030Employee representatives

A worked example

The first of its checks, with simple numbers.

What the rule then expects

Law, executive directors must then be at least 0.

0Passes
-100Fails

A file that reports 0 passes. One that reports -100 fails, by 100.

The numbers are illustrative.

Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{R_20.00,r0010,c0010,} >= 0

The next five:

{R_20.00,r0010,c0020,} >= 0{R_20.00,r0010,c0030,} >= 0{R_20.00,r0020,c0010,} >= 0{R_20.00,r0020,c0020,} >= 0{R_20.00,r0020,c0030,} >= 0

And 18 more, the same formula for the other cells it covers.

Checks like this one, run at the point of submission, are the first step to real-time supervision.