Line4

1 min readSwitched off by EBA on 17 March 2026EBA reporting framework 4.2Updated 10 November 2026

Retail cannot be less than retail secured by residential real estate (J 08.00.b, row 0180, EBA rule v22264_m)

A check in the interest rate risk in the banking book return (IRRBB), on template J 08.00.b, relevant parameters (II).

EBA switched this rule off for filings submitted from 17 March 2026, in a quarterly update to its list of validation rules. It no longer applies, so a failure here does not count, and Line4 Check does not run it.

The rule in plain words

Retail cannot be less than retail secured by residential real estate.

All the values are in the baseline scenario (contractual) column (0030) of J 08.00.b.

EBA writes it out two times. These words are for the first; the others are the same rule on other cells.

The template it checks

Relevant parameters (II) (J 08.00.b)

Rows

  • 0180Retail
  • 0190Of which: secured by residential real estate

Column

  • 0030Baseline scenario (contractual)
Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{J_08.00.b,r0180,c0030,} >= {J_08.00.b,r0190,c0030,}

And 1 more, the same formula for the other cells it covers.

Every IRRBB rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.